Exchange rates for EU/EEA currencies on Debit cards

Conversion rates

Last Updated : 10 May 2024, 22:21

Non-Eurozone EU Member	Currency	AIB Rate* (Inclusive of 2.75% bank fee)	ECB Rate	AIB & ECB % Difference
Non-Sterling EU Member	Euro (EUR)	01.1960	01.1620	02.92
Bulgaria	Lev (BGN)	02.3485	02.2727	03.33
Czech Republic	Koruna (CZK)	29.9590	28.9768	03.39
Denmark	Krone (DKK)	08.9209	08.6697	02.90
Hungary	Forint (HUF)	466.8955	450.5491	03.63
Iceland	Krona (ISK)	179.7675	174.6557	02.93
Liechtenstein	Swiss Franc (CHF)	01.1680	01.1364	02.79
Norway	Krone (NOK)	14.0743	13.5652	03.75
Poland	Zloty (PLN)	05.1497	04.9931	03.14
Romania	Leu (RON)	05.9775	05.7821	03.38
Sweden	Krona (SEK)	14.0271	13.5803	03.29

Non-Sterling EU Member	Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee)	01.1960
ECB Rate	01.1620
AIB & ECB % Difference	02.92

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee)	02.3485
ECB Rate	02.2727
AIB & ECB % Difference	03.33

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee)	29.9590
ECB Rate	28.9768
AIB & ECB % Difference	03.39

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee)	08.9209
ECB Rate	08.6697
AIB & ECB % Difference	02.90

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee)	466.8955
ECB Rate	450.5491
AIB & ECB % Difference	03.63

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee)	179.7675
ECB Rate	174.6557
AIB & ECB % Difference	02.93

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee)	01.1680
ECB Rate	01.1364
AIB & ECB % Difference	02.79

Norway	Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee)	14.0743
ECB Rate	13.5652
AIB & ECB % Difference	03.75

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee)	05.1497
ECB Rate	04.9931
AIB & ECB % Difference	03.14

Romania	Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee)	05.9775
ECB Rate	05.7821
AIB & ECB % Difference	03.38

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee)	14.0271
ECB Rate	13.5803
AIB & ECB % Difference	03.29

* AIB rate is the Visa rate plus the currency conversion fee.

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type	Cash Withdrawals	Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee	2.75% On The Sterling Amount*	2.75% On The Sterling Amount**

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

All foreign exchange rates in the above table are updated twice daily, on any business day
In addition to the fees above, account transaction fees may also apply
When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on how your card works and the fees and charges on our website.