Offer & Valuation Report Validity
Offers of advance for all mortgages are valid for a period of six months (nine months for new builds) from the date of offer subject to the loan offer being signed and returned within 28 days.
Mortgage offers may be extended on a case by case basis. Where extension is allowed, the broker may be required to provide evidence that the applicant's financial position has not deteriorated and that the mortgage remains affordable.
Valuation Report Validity
Valuation Reports are valid for a period of 4 months. If the valuation expires ahead of mortgage drawdown a reinspection will be required (at no additional cost to your client).
IMPORTANT: This site is solely for the use of FCA authorised mortgage intermediaries registered with AIB (NI). If you're not a mortgage intermediary or professional advisor and would like information about a mortgage please go to our Personal Banking site.
AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.