Self-Build Mortgages
Here are some of the benefits of a Self-Build mortgage:
- Free Self-Build Specialist
- Interest-Only option during the build phase
- Stage Drawdowns available
- Mortgages of up to 75% Loan to Value
Our Rates
| Maximum LTV | Interest rate (Bank Base Rate + 3.70%) | The overall cost for comparison | Early repayment charge |
|---|---|---|---|
75% |
8.45% |
8.83% APRC |
N/A |
This information is intended for intermediary use only and is not intended nor has it been approved as a qualifying credit promotion.
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Important information
AIB (NI) reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. Minimum mortgage amount £25,000. Lending criteria, terms and conditions apply. An independent valuation will be required. The mortgage will be secured against the mortgaged property. Primary residence only. Applicants must be residents of the United Kingdom. Proposed Self-Build must be located in Northern Ireland.
All new Self-Build applicants must demonstrate ability to fund a minimum of 15% contingency or higher if stipulated by the Project Monitor report.
IMPORTANT: This site is solely for the use of FCA authorised mortgage intermediaries registered with AIB (NI). If you're not a mortgage intermediary or professional advisor and would like information about a mortgage please go to our Personal Banking site.
AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.