Existing AIB customer

Features and benefits


Here are some of the benefits for your customer retaining a mortgage with us:


Great rates available for existing customers up to 95% LTV

No legal or valuations costs

Streamlined application process


How to transfer your customer onto another mortgage product with AIB (NI)


If, on expiry of their current mortgage product, your customer chooses to retain their mortgage with us, here is what you need to do:


1. Contact us – you can contact our Mortgage Customer Service team on 02890 826170.

2. Determine a suitable product for your customer - you can find our rates here

3. Complete a Product Transfer Application Form - return using our encrypted email service to mortgage.business@aib.ie.

You can also return by post to:



Mortgage Business Team

92 Ann Street




4. Your customer will move onto their chosen product on expiry of their current product.

Lending criteria, terms and conditions apply.

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Our products

Fixed rate products

View our fixed rate products

Discounted variable products

View our discounted variable rate products

Help and guidance


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Important information


AIB (NI) reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. Minimum mortgage amount £25,000. Lending criteria, terms and conditions apply. An independent valuation will be required. The mortgage will be secured against the mortgaged property. Primary residence only.