First time buyers

Features and benefits


For your first time buyer customer, we’re happy to offer the following:


£500 Cashback for 5 year fixed Green mortgages click here for more details

No application fee

No booking fee

Free valuation for first time buyers

AIB (NI) do not currently accept mortgage applications for Co-ownership/NICHA


--------------------Start of Accordion Container---------------------------

Click on edit button to enter Accordion Header

Our products

Fixed rate products

View our fixed rate products

Discounted variable products

View our discounted variable rate products

Help and guidance


-------------------End of Accordion Container---------------------------

Important information


AIB (NI) reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. Minimum mortgage amount £25,000. Lending criteria, terms and conditions apply. An independent valuation will be required. The mortgage will be secured against the mortgaged property. Primary residence only.