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Criteria by A-Z

This A-Z menu allows you to link quickly to the page where you will find details about the criteria you have chosen.

A-B    

  • Acceptable loan purposes
  • Address history
  • Affordability
  • Age
  • Builders incentives

 

C-D

  • Construction
  • Consumer Buy to Let & Investment Property Loans
  • Contaminated land
  • Co-ownership
  • Credit card repayments
  • Credit check
  • Credit history

 

E-F

  • Employment criteria
  • Flats / Apartments
  • Further advances

 

G-H

  • Home insurance / Fire cover

 

I-J

  • Income classification
  • Income from multiple sources

 

K-L

  • Lending for business purposes
  • Lending into retirement
  • Life assurance
  • LTV
  • LTV Table

 

M-N

  • Maternity / Paternity leave
  • Maximum loan amount
  • Maximum repayment term
  • Minimum living costs
  • Minimum loan amount
  • Minimum property value
  • Minimum repayment term
  • Mixed Use Properties
  • New build or converted properties
  • Number of applicants

 

O-P

  • Offer Validity
  • Other income
  • Other mortgages
  • Parental/guardian support guarantee
  • Portability Criteria
  • Proof of address
  • Proof of identification
  • Proof of income
  • Property location
  • Purchase applications

 

Q-R

  • Repayment types
  • Required Surplus
  • Residency status
  • Retentions

 

S-T

  • Security
  • Self Build
  • Solar panels
  • Source of deposit
  • Tenancy
  • Tenure
  • Transport costs

 

U-V

  • Unacceptable loan purposes

 

W-Z

 

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Need to talk to us?

Call our run-by desk on 028 9047 9100 or view other ways to contact us.

Need to email us?

Email us at broker.mortgages@aib.ie


Note: If you wish to send customer data or documentation by email, please send via encrypted/secure email.

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IMPORTANT: This site is solely for the use of FCA authorised mortgage intermediaries registered with AIB (NI). If you're not a mortgage intermediary or professional advisor and would like information about a mortgage please go to our Personal Banking site.

AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.

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The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.