Criteria by A-Z

B

A - B

• Acceptable loan purposes

• Address history

• Affordability

• Age

• Builders incentives

C - D

• Construction

• Consumer Buy to Let & Investment Property Loans

• Contaminated land

• Co-ownership (AIB (NI) do not currently accept mortgage applications for Co-ownership/NICHA)

• Credit card repayments

• Credit check

• Credit history

E - F

• Employment criteria

• Flats / Apartments

• Further advances

G - H

• Home insurance / Fire cover
  

I - J

• Income classification

• Income from multiple sources
  

K - L

• Lending for business purposes

• Lending into retirement

• Life assurance

• LTV

• LTV Table
  

M - N

• Maternity / Paternity leave

• Maximum loan amount

• Maximum repayment term

• Minimum living costs

• Minimum loan amount

• Minimum property value

• Minimum repayment term

• Mixed Use Properties

• New build or converted properties

• Number of applicants
  

O - P

• Offer Validity

• Other income

• Other mortgages

• Parental/guardian support guarantee

• Portability Criteria

• Proof of address

• Proof of identification

• Proof of income

• Property location

• Purchase applications
  

Q - R

• Repayment types

• Required Surplus

• Residency status

• Retentions
  

S - T 

• Security

• Self Build

• Solar panels

• Source of deposit

• Tenancy

• Tenure

• Transport costs
  

U - V

• Unacceptable loan purposes
  

W - Z