Coronavirus Business Interruption Loan Scheme (CBILS)


The Coronavirus Business Interruption Loan Scheme is now closed to new applications. Please note, applications received by 23.59 on 31 March 2021 can still be processed through to 31 May 2021.

If you have a query about CBILS, or wish to discuss an outstanding application, please contact us on 0345 6005 925 in the usual way.

The Coronavirus Business Interruption Loan Scheme (CBILS) provides smaller and medium businesses (SME’s) in the UK with financial support for the loss in revenue leading to cashflow disruption as a result of COVID-19. The scheme is part of a series of government measures for UK businesses.

We are accredited under CBILS for Loans. 

As accredited lenders for CLBILS we can support eligible customers with Term Loans and Revolving Credit Facilities (RCFs) up to £50m.

Key Features

Eligibility criteria

Your business is based and operates in the UK and;

  • Has an annual turnover of no more than £45m. If your business is part of a group legally or de facto basis, the combined group turnover must not exceed £45m.

  • Has a borrowing proposal which were it not for COVID-19, we would consider viable under our usual lending criteria.
  • Generates at least 50% of its turnover from trading or commercial activity.

  • You can provide confirmation that your business has been adversely impacted by the coronavirus (COVID-19).

Insufficient security is no longer a condition to access the Scheme.
Full details on CBILS eligibility criteria and the list of participating CBILS lenders can be found on the British Business Bank website at:


Supporting Information

We may ask you to provide certain evidence to show that you can afford to repay the facility. This is likely to include some or all of the following:

  • Management accounts
  • Cash flow forecast
  • Business plan
  • Historic accounts
  • Details of assets


Managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy & Industrial Strategy. British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA. Visit

Further information

FAQs are available here:

The CBILS is one element of a broad package of government financial support for UK business and employees. To learn more about the range of government supports click here:

Other business finance support options

In addition, the British Business Bank has a range of guidance and resources available to all businesses, including content on managing your cashflow and a list of independent advice services.

 phone call

Call 0345 6005 925


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