AIB (NI) has an arrangement with AIB Merchant Services to ensure AIB Customers have access to a range of card payment solutions.

Service Add-ons
Drive sales through a wide range of convenient services, including GlobalChoice – our Dynamic Currency Conversion and Tax Free –our VAT refund application.
The merchant solutions outlined above are provided by AIB Merchant Services (AIBMS).
AIBMS is a trading name of First Merchant Processing (UK) Limited (FMPUK). FMPUK is a subsidiary of First Data Global Services Limited which is a part of the wider Fiserv group of companies. FMPUK is a separate legal entity from Allied Irish Banks, p.l.c. and AIB Group (UK) p.l.c. (“AIB”) and is not part of AIB Group.
"AIB" and the AIB logo are the registered trademarks of Allied Irish Banks, p.l.c. and are used by AIBMS under a brand agreement between, amongst others, AIB and FMPUK.
AIB is not an agent of or intermediary for AIBMS. AIB and AIBMS have an exclusive commercial relationship under which AIB refers AIB customers that require merchant card acquiring services to AIBMS. As such, AIB will gather information required to submit referrals on behalf of each relevant AIB customer. Through this arrangement, AIB customers who are the subject of a referral will consent to their data being supplied by AIB to AIBMS.
Upon receipt of the referral, AIBMS will engage directly with each relevant AIB customer for the provision of their products and services. Referrals from AIB to AIBMS will result in AIB earning referral fees and/or additional income through an exclusive commercial agreement between AIB and AIBMS. AIB customers referred by AIB to AIBMS are under no obligation to contract with AIBMS.
AIB is not liable for any products or services provided by AIBMS. AIB has no authority or ability to bind AIBMS or negotiate or vary the products or services provided by AIBMS or the terms (including financial terms) on which those products or services may be delivered or enter into any contract on behalf of AIBMS or its affiliates.
First Merchant Processing (UK) Limited is regulated by the Financial Conduct Authority to provide payment services under the Payment Services Regulations 2017.
AIB Group (UK) p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.