Finance and Loans

At AIB (NI), we understand our support is essential for the development of your business.

From your working capital requirements, aiding your business expansion, or cross-border trade, we want to help you achieve your business goals so whether you're an emerging or existing business, talk to us today.

Loans and overdrafts

Business Loan

We offer loans at competitive rates which can be structured with flexible repayments. 11.8% APR representative for loan amounts up to the value of £25,000.

Business Overdraft

Can give your business the flexibility to manage short-term cashflow requirements. 13.92% EAR* (variable) representative on Standard Tariff Unsecured Business Overdrafts up to £25,000.

Business Sustainability Loan

This loan is available to support SME and Agri businesses to invest in green or transition to green activities. 8.57% APR representative for loan amounts up to the value of £100,000.

Short term finance

Invoice Finance

With Invoice Finance we can help your business overcome cashflow problems by giving you immediate access of up to 90% of invoiced debt.

Visa Business Cards

A simple and highly effective way for your business to monitor and control expenses. Our cards are ideal for employees who incur business expenses.

Medium/long-term finance

Asset Finance

A practical way to finance the purchase of equipment, commercial vehicles, plant and machinery.

*Effective Annual Rate of Interest (EAR): This is the illustrative annual cost of an overdraft, stated as an annual rate, which takes into account how often arranged overdraft interest is charged to the account and does not include any other fees or charges.