Finance and loans

At AIB (NI), we understand our support is essential for the development of your business.

From your working capital requirements, aiding your business expansion, or cross-border trade, we want to help you achieve your business goals so whether you're an emerging or existing business, talk to us today.

warning COVID-19: Are you worried about the financial impact of COVID-19? We’re here to help you. Find out more.


Loans and overdrafts

Short term finance

Medium/long-term finance

*Effective Annual Rate of Interest (EAR): This is the illustrative annual cost of an overdraft, stated as an annual rate, which takes into account how often arranged overdraft interest is charged to the account and does not include any other fees or charges.



Help and information


Standards of Lending Practice for Business Customers

We adhere to the Standards of Lending Practice for Business Customers which sets standards for banks when dealing with lending and overdrafts for business customers. You can get more information on the Standards from any branch or at Under the Standards we have also developed a Statement of Lender and Borrower Responsibilities to ensure that the relationship works well for both of us.