We have credit available to lend
We understand that through various life stages of your business that you need help financially, or you may wish to grow and expand.
Whatever your financial needs, whether short, medium or long term, we may have the solution. See the range of finance options AIB (NI) has to offer.
What you should do if seeking finance from us
- Step 1 - Talk to us
- Step 2 - Gather your business financial information
- Step 3 - Prepare your business plan
- Step 4 - Meet us to complete your application
When applying for finance with AIB (NI), you’ll need to show that your business has potential and can generate sufficient funds to service debt repayments. To help you think and prepare for this, use the tools below.
Alternative sources of finance
There are a number of ways to access finance for your business. Finance for business comes in three different forms - equity, grants and bank finance. As well as approaching the bank, you should also investigate the alternative sources of finance available to you.
Tools
Cashflow planner tool
A financial and budgetary tool to help manage your business cashflow.
Business plan template
Use our business plan template to create your business plan.
Gearing Ratio Tool
This tool measures the level of debt and equity capital financing your business.