Frequently asked questions
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What’s changed when I use my card to shop online?
We’ve made changes making shopping online with your card more secure and reducing fraud. These changes introduce Strong Customer Authentication (SCA) for online card transactions. SCA is an extra layer of security where you authenticate your online card purchases.
You can find out more about SCA here.
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Financial scams are on the increase. If I receive a call from the bank how will I know it is genuine?
Fraudsters are using the publicity around the Coronavirus to pose as genuine organisations, including bank staff, government and/or health service officials. They are claiming to help keep your money safe, or to offer investment and / or medical advice at a cost.
Remember: AIB or other organisations, such as law enforcement agencies, will NEVER ask you to transfer money, move it to a safe account, nor ask you to disclose your security credentials, personal or financial information by phone, email or text message.
For more information visit https://aibni.co.uk/business/security-centre
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How have your services been affected by COVID-19?
Most services are operating normally except Branches and Phoneline Banking.
Check here to see if any of our services are affected by COVID-19.
We pledge to DO MORE
At AIB, sustainability is at the very heart of our business. For us, that means reducing our carbon footprint across our own operations and helping our customers to make the transition to a low-carbon economy.
We will be financing more of the activities that are better for the environment and fewer of the things that do harm – supporting our customers every step of the way on this journey.
Important Information
- Independent service quality survey results - Business current accounts
- Independent service quality survey results - Personal current accounts
- SME Banking Comparison Tools
- Withdrawal of First Trust Bank banknotes from circulation
- Important customer & regulatory information
- Interbank Offered Rate (IBOR) Transition
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Independent service quality survey results - Business current accounts
Click to view full Survey ResultsOverall service quality
We asked customers how likely they would be to recommend their business current account provider to other SMEs.
Ranking
Published February 2022
As part of a regulatory requirement, an independent survey was conducted to ask approximately 600 customers of each of the 5 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). The results represent the view of customers who took part in the survey.Information about current account services
The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here, and for personal current accounts here. -
Independent service quality survey results - Personal current accounts
Click to view full Survey ResultsOverall service quality
We asked customers how likely they would be to recommend their personal current account provider to friends and family.
Ranking
Published February 2022
As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 10 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.Information about current account services
The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here, and for business current accounts here. -
SME Banking Comparison Tools
Use the links below to access the Government Designated Finance Platforms:
Government Designated Finance Platforms
Funding Xchange www.fundingxchange.co.uk/cma14 Funding Options www.fundingoptions.com Alternative Business Funding www.alternativebusinessfunding.co.uk/
Finance Platforms are credit brokers regulated by the Financial Conduct Authority (FCA), they are not lenders.
SME’s are small and medium-sized enterprises which have annual sales revenue (exclusive of VAT and turnover-related taxes) not exceeding £25m.Use the links below to access some competitor analysis websites:
Competitor Analysis Platforms
Swoop https://swoopfunding.com/open-banking.html?bank=aib Funding Options www.fundingoptions.com -
Withdrawal of First Trust Bank banknotes from circulation
Find out moreWe will gradually withdraw First Trust Bank banknotes from circulation. We are now dispensing Bank of England banknotes through our ATM Network. You can continue to spend, accept and lodge First Trust Bank notes until midnight on 30th June 2022.
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Important customer & regulatory information
Find out moreFind out more information about regulation or product changes that may impact you and your banking with us
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Interbank Offered Rate (IBOR) Transition
Find out moreNew risk free Benchmark Rates are being developed.
Benchmark Rates are used in financial transactions throughout our economy and are an integral part of interest rate markets. All banks, including AIB, use them in the pricing of many products.
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.