Flexible and competitive loans that match the needs of your business.

Our loans are designed to give your business the support it needs, making extra medium or long-term finance available for you to continue to grow and develop your business.

With a business loan from AIB (NI), you can finance your plans for future growth, leaving your other credit facilities, such as overdrafts, free for working capital requirements.

To apply for a business loan or business overdraft, your company must be incorporated and registered in the UK.

11.8% APR representative for loan amounts up to the value of £25,000.

(other loan amounts available at alternative rates).


Representative Example

Loan amount of £15,000 with 48 payments over 4 years of £385.35 per month. Total amount payable £18,646.80. Interest rate 10.75% p.a. (variable).  11.8% APR representative. An arrangement fee will be charged of normally 1% of the agreed facility (minimum £55).

Business loan features and benefits

Important information

Business Loan terms and conditions are available on request. Applicants must be 18 years or over and resident in the UK. As a responsible lender AIB (NI) will only lend money based on our assessment of your ability to repay. Written quotations available on request.

Help and information

Standards of Lending Practice

We adhere to the Standards of Lending Practice for Business Customers which sets standards for banks when dealing with lending and overdrafts for business customers. You can get more information on the Standards from www.lendingstandardsboard.org.uk. The Statement of Lender and Borrower Responsibilities details our key responsibilities and what we ask of you to ensure that the relationship works well for both of us.

Cashflow planner tool
A financial and budgetary tool to help manage your business cashflow.

Looking for Finance
For information on the documentation you will need to apply for a finance product with us.

Talk to Us

Simply call 0345 6005 925 or visit your nearest branch. We’ll be happy to answer any questions you might have about applying for Invoice Finance.
 Lines open: Monday - Friday 09:00 - 17:00 (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

Call 0345 6005 925

Call 0345 6005 925

Branch Locator

Branch Locator

New Finance or Lending Enquiry

New Finance or Lending Enquiry