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Pay for goods and services without using cheques
You can make purchases and have access to cash worldwide with the First Trust Bank Business Debit Card.
A Business Debit Card will allow the holder of the Card to make purchases in stores, over the phone or online from a Business Bank Account anywhere Visa Debit is accepted. The user can also withdraw up to an amount of £500 per day from a cash machine.
Features and benefits
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Worldwide acceptance with transactions debiting directly from your Business Bank Account
You can use your Business Debit Card anywhere Visa Debit is accepted, at over 35 million places worldwide*.
Simply hand over your Card and enter your PIN (or sign the voucher you are given), and payment will be taken directly from your First Trust Bank Business Bank Account, just like a cheque. You will be given a copy of the receipt to keep both as proof of your purchase and to check against your bank statement.
*Charges may apply for using your Card abroad. See our price list for more details.
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Withdraw cash and purchase goods and services over the phone, by post, or online or on the go
Using your Business Debit Card instead of a cheque not only saves time, but also gives you more flexibility. You can buy a wide range of goods and services over the phone, by post, online or to withdraw up to an amount of £500 per day from a cash machine.
Each Card will also be Contactless* enabled allowing quick low value payments of £30 or less wherever the Contactless symbol is displayed.
You must ensure that there are available funds in your account to cover the value of any Debit Card transaction or your transaction may be declined and you may incur additional charges. See our price list for more details of fees and charges that apply to the Business Debit Card.
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No annual fee
There is no annual fee.
Other fees and charges may apply for certain transactions and services such as using your Card abroad.
Please see our price list for more information.
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Enhanced security for internet purchases with Verified by Visa
You no longer need to register your debit card or create a password to use the Verified by Visa service, as we will automatically enrol your card.
All you need to do is ensure that you have a valid mobile phone number registered with us because we may send you a one time passcode to complete the online transaction. You may not be able to proceed with your online purchase if you do not register your mobile number with us.
For further information, click here or contact us on 028 9033 0099.
How to apply
Business Debit Cards are available to all parties on the First Trust Bank Business Bank Account who are authorised signatories and where the account mandate allows any one to sign. Applicants must be aged 18 or over.
If you wish to apply for a Business Debit Card, please complete the application form and return it to your branch.
Talk to us
If you’ve any questions, please contact your branch or simply call us on 028 9033 0099 or +44 28 9033 0099 (from outside the UK). We’ll be happy to answer any questions you have about Business Debit Cards.
Help and guidance
Get more information on how you can protect your Card against unauthorised use when you shop online.
