If there is a Contactless symbol located on the front of your card, then your card is enabled for Contactless payments.
Contactless and Mobile Payments - Make easy and secure payments in seconds
For debit and credit cards with the contactless symbol, the contactless limit has increased from £45 to £100 from 15 October 2021. Please be aware that some retailers may take some time to make the required changes to their card machines. Simply touch and pay for items that cost £100 or less with your card. Every now and then we’ll ask you to insert your card and do a Chip and PIN transaction instead as an extra security check.
Mobile Payments refer to payment services that can be performed using your mobile device.
You can pay for your purchases quickly and securely using contactless, and participating digital wallets* (such as Apple Pay and Google Pay™).
Simply touch and pay for items that cost £100 or less with your card or device. For items over £100 you can pay using your device depending on the retailer.
Here's how it works
How do I get started?
Card: To activate contactless on your new card, complete a Chip and PIN or cash machine transaction and then you're good to go. Every now and then we’ll ask you to insert your card and do a Chip and PIN transaction instead as an extra security check.
Digital Wallet*: Download the chosen Wallet app from your App Store, some devices may have a digital wallet pre-loaded. Add your debit or personal credit card and follow the on-screen instructions.
For more see aibni.co.uk/ways-to-bank
*Digital Wallet means any electronic payment system which stores your Digital Card for the purposes of carrying out Transactions.
You must ensure that there are available funds in your account to cover the value of any card transaction or your transaction may be declined and you may incur additional charges.
Help and guidance
The easy and secure way to pay for every day items and access your cash.