Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 08 Mar 2021, 15:27
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1948 01.1665 02.43
Bulgaria Lev (BGN) 02.3505 02.2814 03.03
Croatia Kuna (HRK) 09.0908 08.8396 02.84
Czech Republic Koruna (CZK) 31.5069 30.8149 02.25
Denmark Krone (DKK) 08.8820 08.6742 02.40
Hungary Forint (HUF) 441.1066 428.3198 02.99
Iceland Krona (ISK) 183.1954 178.1215 02.85
Liechtenstein Swiss Franc (CHF) 01.3288 01.2933 02.74
Norway Krone (NOK) 12.3085 11.8730 03.67
Poland Zloty (PLN) 05.4890 05.3660 02.29
Romania Leu (RON) 05.8607 05.6985 02.85
Sweden Krona (SEK) 12.1684 11.8751 02.47
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1948
ECB Rate 01.1665
AIB & ECB % Difference 02.43
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3505
ECB Rate 02.2814
AIB & ECB % Difference 03.03
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0908
ECB Rate 08.8396
AIB & ECB % Difference 02.84
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 31.5069
ECB Rate 30.8149
AIB & ECB % Difference 02.25
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.8820
ECB Rate 08.6742
AIB & ECB % Difference 02.40
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 441.1066
ECB Rate 428.3198
AIB & ECB % Difference 02.99
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 183.1954
ECB Rate 178.1215
AIB & ECB % Difference 02.85
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.3288
ECB Rate 01.2933
AIB & ECB % Difference 02.74
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.3085
ECB Rate 11.8730
AIB & ECB % Difference 03.67
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.4890
ECB Rate 05.3660
AIB & ECB % Difference 02.29
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.8607
ECB Rate 05.6985
AIB & ECB % Difference 02.85
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.1684
ECB Rate 11.8751
AIB & ECB % Difference 02.47

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.