Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 20 Aug 2021, 22:50
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2082 01.1662 03.60
Bulgaria Lev (BGN) 02.3716 02.2808 03.98
Croatia Kuna (HRK) 09.0814 08.7452 03.84
Czech Republic Koruna (CZK) 30.8057 29.8064 03.35
Denmark Krone (DKK) 08.9848 08.6727 03.60
Hungary Forint (HUF) 426.1722 409.2362 04.14
Iceland Krona (ISK) 180.0258 174.2274 03.33
Liechtenstein Swiss Franc (CHF) 01.2977 01.2491 03.89
Norway Krone (NOK) 12.6890 12.3615 02.65
Poland Zloty (PLN) 05.5225 05.3522 03.18
Romania Leu (RON) 05.9789 05.7544 03.90
Sweden Krona (SEK) 12.3787 12.0423 02.79
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2082
ECB Rate 01.1662
AIB & ECB % Difference 03.60
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3716
ECB Rate 02.2808
AIB & ECB % Difference 03.98
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0814
ECB Rate 08.7452
AIB & ECB % Difference 03.84
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.8057
ECB Rate 29.8064
AIB & ECB % Difference 03.35
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9848
ECB Rate 08.6727
AIB & ECB % Difference 03.60
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 426.1722
ECB Rate 409.2362
AIB & ECB % Difference 04.14
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 180.0258
ECB Rate 174.2274
AIB & ECB % Difference 03.33
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2977
ECB Rate 01.2491
AIB & ECB % Difference 03.89
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.6890
ECB Rate 12.3615
AIB & ECB % Difference 02.65
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.5225
ECB Rate 05.3522
AIB & ECB % Difference 03.18
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9789
ECB Rate 05.7544
AIB & ECB % Difference 03.90
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.3787
ECB Rate 12.0423
AIB & ECB % Difference 02.79

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.