Exchange rates for EU/EEA currencies on Debit cards

Conversion rates

Last Updated : 06 Sep 2024, 22:26

Non-Eurozone EU Member	Currency	AIB Rate* (Inclusive of 2.75% bank fee)	ECB Rate	AIB & ECB % Difference
Non-Sterling EU Member	Euro (EUR)	01.2206	01.1863	02.88
Bulgaria	Lev (BGN)	02.3936	02.3202	03.16
Czech Republic	Koruna (CZK)	30.6246	29.6988	03.12
Denmark	Krone (DKK)	09.1071	08.8525	02.88
Hungary	Forint (HUF)	481.7754	468.3070	02.88
Iceland	Krona (ISK)	187.6502	181.8656	03.18
Liechtenstein	Swiss Franc (CHF)	01.1479	01.1110	03.32
Norway	Krone (NOK)	14.4197	14.0006	02.99
Poland	Zloty (PLN)	05.2306	05.0775	03.01
Romania	Leu (RON)	06.0953	05.9003	03.31
Sweden	Krona (SEK)	13.9296	13.4884	03.27

Non-Sterling EU Member	Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee)	01.2206
ECB Rate	01.1863
AIB & ECB % Difference	02.88

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee)	02.3936
ECB Rate	02.3202
AIB & ECB % Difference	03.16

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee)	30.6246
ECB Rate	29.6988
AIB & ECB % Difference	03.12

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee)	09.1071
ECB Rate	08.8525
AIB & ECB % Difference	02.88

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee)	481.7754
ECB Rate	468.3070
AIB & ECB % Difference	02.88

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee)	187.6502
ECB Rate	181.8656
AIB & ECB % Difference	03.18

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee)	01.1479
ECB Rate	01.1110
AIB & ECB % Difference	03.32

Norway	Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee)	14.4197
ECB Rate	14.0006
AIB & ECB % Difference	02.99

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee)	05.2306
ECB Rate	05.0775
AIB & ECB % Difference	03.01

Romania	Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee)	06.0953
ECB Rate	05.9003
AIB & ECB % Difference	03.31

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee)	13.9296
ECB Rate	13.4884
AIB & ECB % Difference	03.27

* AIB rate is the Visa rate plus the currency conversion fee.

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type	Cash Withdrawals	Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee	2.75% On The Sterling Amount*	2.75% On The Sterling Amount**

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

All foreign exchange rates in the above table are updated twice daily, on any business day
In addition to the fees above, account transaction fees may also apply
When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on how your card works and the fees and charges on our website.