Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 06 Jul 2020, 22:24
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1111 01.1049 02.49
Bulgaria Lev (BGN) 02.1799 02.1610 01.28
Croatia Kuna (HRK) 08.4051 08.3542 00.34
Czech Republic Koruna (CZK) 29.6813 29.5067 00.10
Denmark Krone (DKK) 08.2829 08.2334 00.34
Hungary Forint (HUF) 392.4999 389.8459 00.01
Iceland Krona (ISK) 173.9964 173.6921 00.02
Liechtenstein Swiss Franc (CHF) 01.1833 01.1758 02.35
Norway Krone (NOK) 11.9037 11.7361 00.25
Poland Zloty (PLN) 04.9723 04.9377 00.56
Romania Leu (RON) 05.3822 05.3450 00.52
Sweden Krona (SEK) 11.6672 11.5848 00.24
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1111
ECB Rate 01.1049
AIB & ECB % Difference 02.49
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.1799
ECB Rate 02.1610
AIB & ECB % Difference 01.28
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.4051
ECB Rate 08.3542
AIB & ECB % Difference 00.34
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.6813
ECB Rate 29.5067
AIB & ECB % Difference 00.10
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.2829
ECB Rate 08.2334
AIB & ECB % Difference 00.34
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 392.4999
ECB Rate 389.8459
AIB & ECB % Difference 00.01
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 173.9964
ECB Rate 173.6921
AIB & ECB % Difference 00.02
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1833
ECB Rate 01.1758
AIB & ECB % Difference 02.35
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 11.9037
ECB Rate 11.7361
AIB & ECB % Difference 00.25
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 04.9723
ECB Rate 04.9377
AIB & ECB % Difference 00.56
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.3822
ECB Rate 05.3450
AIB & ECB % Difference 00.52
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 11.6672
ECB Rate 11.5848
AIB & ECB % Difference 00.24

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.