Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 30 Nov 2020, 15:34
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1527 01.1130 03.57
Bulgaria Lev (BGN) 02.2593 02.1769 03.79
Croatia Kuna (HRK) 08.6909 08.4076 03.37
Czech Republic Koruna (CZK) 30.1823 29.1524 03.53
Denmark Krone (DKK) 08.5803 08.2823 03.60
Hungary Forint (HUF) 415.6281 400.2337 03.85
Iceland Krona (ISK) 184.0643 177.0382 03.97
Liechtenstein Swiss Franc (CHF) 01.2487 01.2064 03.51
Norway Krone (NOK) 12.2180 11.7547 03.94
Poland Zloty (PLN) 05.1739 04.9763 03.97
Romania Leu (RON) 05.6093 05.4240 03.42
Sweden Krona (SEK) 11.7224 11.3282 03.48
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1527
ECB Rate 01.1130
AIB & ECB % Difference 03.57
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.2593
ECB Rate 02.1769
AIB & ECB % Difference 03.79
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.6909
ECB Rate 08.4076
AIB & ECB % Difference 03.37
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.1823
ECB Rate 29.1524
AIB & ECB % Difference 03.53
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.5803
ECB Rate 08.2823
AIB & ECB % Difference 03.60
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 415.6281
ECB Rate 400.2337
AIB & ECB % Difference 03.85
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 184.0643
ECB Rate 177.0382
AIB & ECB % Difference 03.97
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2487
ECB Rate 01.2064
AIB & ECB % Difference 03.51
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.2180
ECB Rate 11.7547
AIB & ECB % Difference 03.94
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1739
ECB Rate 04.9763
AIB & ECB % Difference 03.97
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.6093
ECB Rate 05.4240
AIB & ECB % Difference 03.42
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 11.7224
ECB Rate 11.3282
AIB & ECB % Difference 03.48

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.