Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 21 Sep 2020, 22:18
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1272 01.0916 03.26
Bulgaria Lev (BGN) 02.2096 02.1350 03.50
Croatia Kuna (HRK) 08.4968 08.2321 03.21
Czech Republic Koruna (CZK) 30.1333 29.4516 02.31
Denmark Krone (DKK) 08.3868 08.1224 03.25
Hungary Forint (HUF) 405.8896 396.3409 02.41
Iceland Krona (ISK) 181.4493 176.4038 02.86
Liechtenstein Swiss Franc (CHF) 01.2144 01.1747 03.38
Norway Krone (NOK) 12.1142 11.8811 01.96
Poland Zloty (PLN) 05.0251 04.8944 02.67
Romania Leu (RON) 05.4757 05.3052 03.21
Sweden Krona (SEK) 11.7577 11.3587 03.51
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1272
ECB Rate 01.0916
AIB & ECB % Difference 03.26
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.2096
ECB Rate 02.1350
AIB & ECB % Difference 03.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.4968
ECB Rate 08.2321
AIB & ECB % Difference 03.21
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.1333
ECB Rate 29.4516
AIB & ECB % Difference 02.31
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.3868
ECB Rate 08.1224
AIB & ECB % Difference 03.25
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 405.8896
ECB Rate 396.3409
AIB & ECB % Difference 02.41
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 181.4493
ECB Rate 176.4038
AIB & ECB % Difference 02.86
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2144
ECB Rate 01.1747
AIB & ECB % Difference 03.38
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.1142
ECB Rate 11.8811
AIB & ECB % Difference 01.96
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.0251
ECB Rate 04.8944
AIB & ECB % Difference 02.67
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.4757
ECB Rate 05.3052
AIB & ECB % Difference 03.21
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 11.7577
ECB Rate 11.3587
AIB & ECB % Difference 03.51

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.