Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 17 Jun 2021, 22:43
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1985 01.1692 02.50
Bulgaria Lev (BGN) 02.3687 02.2868 03.58
Croatia Kuna (HRK) 08.9918 08.7635 02.60
Czech Republic Koruna (CZK) 30.6314 29.8275 02.70
Denmark Krone (DKK) 08.9148 08.6956 02.52
Hungary Forint (HUF) 427.7225 414.2648 03.25
Iceland Krona (ISK) 175.9183 171.6457 02.49
Liechtenstein Swiss Franc (CHF) 01.3071 01.2774 02.33
Norway Krone (NOK) 12.2256 11.9232 02.54
Poland Zloty (PLN) 05.4301 05.3055 02.35
Romania Leu (RON) 05.9669 05.7577 03.63
Sweden Krona (SEK) 12.1722 11.9152 02.16
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1985
ECB Rate 01.1692
AIB & ECB % Difference 02.50
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3687
ECB Rate 02.2868
AIB & ECB % Difference 03.58
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9918
ECB Rate 08.7635
AIB & ECB % Difference 02.60
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.6314
ECB Rate 29.8275
AIB & ECB % Difference 02.70
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9148
ECB Rate 08.6956
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 427.7225
ECB Rate 414.2648
AIB & ECB % Difference 03.25
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 175.9183
ECB Rate 171.6457
AIB & ECB % Difference 02.49
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.3071
ECB Rate 01.2774
AIB & ECB % Difference 02.33
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.2256
ECB Rate 11.9232
AIB & ECB % Difference 02.54
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.4301
ECB Rate 05.3055
AIB & ECB % Difference 02.35
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9669
ECB Rate 05.7577
AIB & ECB % Difference 03.63
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.1722
ECB Rate 11.9152
AIB & ECB % Difference 02.16

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.