Independent service quality survey results

Personal current accounts

Published February 2024

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 11 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.         

Ranking

1 Monzo 80%, 1 Starling Bank 76%, 3 Nationwide 67%, =4 Barclays 66%, =4 Halifax  66%, 10 AIB (NI) 46%

Online and mobile banking services

We asked customers how likely they would be to recommend their provider’s online and mobile banking services to friends and family.

Ranking

1 Starling Bank 84%, =2 Monzo 83%, =3 Halifax 83% 4 HSBC UK 80%, 5 Barclays 79% 11 AIB (NI) 54%

Overdraft Services

We asked customers how likely they would be to recommend their provider’s overdraft services to friends and family.     

 Ranking

1 Monzo 75%, 2 Halifax 71% 3= Barclays 70%, 3= HSBC UK 70%, 5 Santander 63%, 10 AIB (NI) 45%

Services in branches

We asked customers how likely they would be to recommend their provider’s branch services to friends and family.     

Ranking

1= Nationwide 72%, 1= Halifax 72%, 3 Barclays 70%, 4 Danske Bank 67%, 5 Santander 64% 9 AIB (NI) 49%

These results are from an independent survey carried out between · January 2023 and December 2023 by Ipsos as part of a regulatory requirement.

AIB has published this information at the request of the Competition and Markets Authority so you can compare the quality of service from personal current account providers. In providing this information, we are not giving you any advice or making any recommendation to you and we can only give you information about our own products and services.

Customers with personal current accounts were asked how likely they would be to recommend their provider, their provider’s online and mobile banking services, services in branches and overdraft services to friends and family.

The results show the proportion of customers of each provider, among those who took part in the survey, who said that they were ‘extremely likely’ or ‘very likely’ to recommend each service.

Participating providers: AIB, Bank of Ireland UK, Barclays, Danske Bank, Halifax, HSBC UK, Monzo, Nationwide, Santander, Starling Bank, Ulster Bank.

Approximately 500 customers a year are surveyed across Northern Ireland and the Republic of Ireland for each provider; results are only published where at least 100 customers have provided an eligible score for that service in the survey period.
5,535 people surveyed.

Results are updated every six months, in August and February.
To find out more visit Ipsos.uk/personal-banking-service-quality

Information about current account services

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here, and for business current accounts here.

Supporting the needs of all our customers

Information on the key ways we support the needs of all personal current account customers can be found here.