Ideal for streamlining your company expenditure
The smart, easy and cost-effective way to manage your day-to-day business expenses.
The Visa Business Card makes it easy for you to streamline company expenditure in a cost-effective way. You can save time and money on administration and take control of your company expenses by setting individual credit limits and settling the balance with a hassle-free single direct debit payment.
The business card is available (subject to status) to sole traders, partnerships, limited companies, charities, clubs, societies or associations who hold a AIB (NI) business account.
Representative 2.4% APR (variable)
Annual fee (per card)
Features and benefits
Easy to manage your employees' card access
Choose which of your employees will hold a Visa Business Card and choose the appropriate credit limit for each card.
You will receive a monthly statement for each employee card showing details of all transactions since the previous statement date.
Automatic settlement of your account by direct debit
In addition to receiving a monthly statement for each employee card, you will also receive a summary statement detailing the total amount of expenses incurred on each card.
The outstanding balance on each Visa Business Card at each month end will be cleared from your business’s nominated AIB (NI) account in one single hassle-free direct debit payment.
If you miss this payment, you may be subject to charges. Please see our fees and charges for more information.
Ideal for business travel
Your Visa Business Card is ideal for business travel and can be used at home or abroad to purchase goods and services and make cash withdrawals anywhere Visa is accepted, eliminating the need to keep large amounts of cash on hand.
Our customer service staff are available on +44 28 9024 1822 should you require assistance.
Emergency cash service (fees and charges may apply)
Secure Online Shopping
Card Liability Waiver Insurance
How to apply
Apply in four easy steps
If you wish to apply* for the Visa Business Card, please follow the below steps.
STEP ONE STEP TWO STEP THREE STEP FOUR
Download the relevant application below. Read and complete the form. Find your nearest branch here. Hand in the form at your nearest branch.
*Credit facilities are subject to appraisal by the Bank of the applicant’s financial status and their ability to repay. Applicants must be aged 18 or over and must maintain their business account with a branch of AIB (NI).
- Visa Business Card application for sole traders, partnerships (up to three people), unincorporated clubs, societies, charities and associations
- Visa Business Card application for Limited Companies / incorporated societies / partnerships of four or more
Key product information on the Visa Business card
AIB (NI) strongly recommends that before applying for this product(s) you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.
As a responsible lender AIB (NI) will only lend money based on our appraisal of your ability to repay. Written quotations are available on request.
View the key product information on the Visa Business Card.
View the terms and conditions that apply to our Visa Business Card.
Talk to us
Simply call 028 9024 1822 or drop in to any AIB branch. We’ll be happy to answer your questions and help find the right kind of credit card for you.