Your cover includes Roadside Rescue and Home Start to ensure you are looked after if you break down on the open road or in your driveway.

Terms and conditions apply. For more details on these conditions, call us on 028 9024 1822. 

The Visa Luxury Hotel Collection gives Visa Business Gold Cardholders access to a premium collection of benefits from an extensive portfolio of the world’s finest hotels. Benefits include:

• Best available rate guarantee
• Automatic room upgrade upon arrival, when available
• Complimentary in-room Wi-Fi, when available
• Complimentary continental breakfast daily
• $25 USD food or beverage daily
• VIP Guest status
• 3pm check-out upon request, when available

Visit the Visa Luxury Hotel Collection website to view detailed information on all properties. Your benefits are activated automatically when you book through the site.

The card is enabled for Contactless payments. When the transaction is less than £100, you can choose to touch and pay where you see the contactless symbol. For more information please click here.

You decide which of your employees will hold a Visa Business Gold Card and choose the appropriate credit limit (minimum £5,000) for each.

You will receive a monthly statement for each employee card showing details of all transactions since the previous statement date.

In addition to receiving a monthly statement for each employee, you will also receive a summary statement detailing the total amount of expenses incurred by each employee.

The outstanding balance on each Visa Business Gold Card at each month end will be cleared from your business’s nominated AIB (NI) account in one single hassle-free direct debit payment.
If you miss this payment, you may be subject to charges. Please see our fees and charges for more information.

Your Visa Business Gold Card can be used at home or abroad to purchase goods and services and make cash withdrawals anywhere Visa is accepted, eliminating the need to keep large amounts of cash on hand.

Our customer service staff are available on +44 28 9024 1822 should you require assistance.

If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week

Freephone 0800 0391 140 or +44(0) 28 9033 099 when calling outside of the UK

When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out how click here.

The Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. For more information, see Card Liability Waiver Insurance and Card Liability Waiver Insurance Claim Form.

AIB (NI) strongly recommends that before applying for this product(s) you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.
As a responsible lender AIB (NI) will only lend money based on our appraisal of your ability to repay. Written quotations are available on request. 

Visa Business Gold Card fees, charges and important information
View the key product information on the Visa Business Gold Card.

Business Credit Card Terms and Conditions
View the terms and conditions that apply to our Visa Business Gold Card.