The card reader is a small hand held device which works with your AIB (NI) Visa debit card to generate unique security codes when you are completing certain transactions on Online Banking.
- The card reader offers extended security which enables us to offer customers an extensive range of services through Online Banking. Card reader security uses something you have (your Visa debit card with us) and something only you know (your Visa debit card PIN) to generate a unique eight-digit code which allows you to authorise certain transactions on Online Banking. This is known as 3rd level authentication.
- Fraudsters are becoming more sophisticated in attempting to get access to customer’s online banking details. Security experts recommend card readers that use your debit card and PIN as one of the best ways to protect you. As the card reader does not hold any secure information it is not unique and can be shared if required.
- Different transactions will require different functions to be used on the card reader. Our Online Banking screens will provide a simple step-by-step guide to help you complete the required function.