Mortgage Affordability Calculator
With our mortgage calculator it’s easy to find out if the home you want is affordable. Use the calculator below to get an instant indication.
How the calculator works
Fill out all the mortgage details (mortgage amount required, Purchase Price, Mortgage Term) and the affordability details (dependants, income, outgoing, etc.) then calculate.
We won't save your personal information
There are no credit checks
Clear result when you calculate
Affordable - Based on your inputs our affordability criteria has ben met. You should proceed to contact us if you want to apply.
Not Affordable - unfortunately, based on your inputs our affordability criteria has not been met. If this amount is not affordable give us a call on 0345 6005 925†, (or request a callback.) and we can discuss your options.
How the calculator works
Fill out all the mortgage details (mortgage amount required, Purchase Price, Mortgage Term) and the affordability details (dependants, income, outgoing, etc.) then calculate.
We won't save your personal information
There are no credit checks
Clear result when you calculate
Affordable - Based on your inputs our affordability criteria has been met. You should proceed to contact us if you want to apply.
Not Affordable - Unfortunately, based on your inputs our affordability criteria has not been met. If this amount is not affordable give us a call on 0345 6005 925†, (or request a callback.) and we can discuss your options.
Affordability Calculator
Applicants Name(s):
Please enter applicants name(s)
Mortgage Amount*
Please enter a Mortgage Amount
Property Value / Purchase Price*
Please enter a Property Value / Purchase Price
Mortgage Term*
Please enter a mortgage term
Please select a product type
Please select number of applicants
Please select number of Dependants
Please select number of Dependants
Net Monthly Income*
After all deductions
Value must be greater than zero
Guaranteed Additional Net Monthly Income
Rental Income
60% of value deducted is included in our calculation
Net Monthly Income*
After all deductions
Value must be greater than zero
Guaranteed Additional Net Monthly Income
Rental Income
60% of value deducted is included in our calculation
Childcare Costs / School Fees
General Home Insurance Premiums
Other Properties
Rates
Maintenance
Other
Credit Card
Loans
HP Payments
Other Mortgages
Co-Ownership Rental Repayment
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Important information
- This is an illustration and not a commitment to lend. Mortgages are subject to an appraisal of the applicant's financial standing. Lending criteria, terms and conditions apply.
- Should you proceed to apply for a mortgage with AIB (NI), note that additional stress testing of your existing financial commitments will be applied as part of our affordability assessment.
- If you want to find out more information on our mortgages or want to apply, call us on 0345 600 5925† or request a callback.
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.