International Payments.

When you need to make an International Payment you want to be sure that it will reach the receiver efficiently and cost effectively.


For business customers you can make an International Payment in all major currencies to most destinations worldwide on a Standard or Urgent basis through iBB (Internet Business Banking). Click here to find out more.


To make an International Payment other than through iBB you must complete a Paylink or SEPA Credit Transfer paper application Form and submit it through any branch of AIB (NI) for processing. You must hold a AIB (NI) account to complete a payment.


Please note these forms are updated from time to time.  To ensure you are using the correct version, please download the form from our website on each occasion you wish to make an International Payment.


Payments Enhancements 2020

We are currently in the process of upgrading our payment engine. This will result in a number of changes in how payments and associated processing fees appear on your ledger and account statements. The changes will be introduced on a phased basis from mid-July. For more information see Payments Enhancements 2020-What is changing?

What do you need to do?


  • Please read through the International Payment application form to ensure all details are correct and sign to confirm your instruction and acceptance of the International Payment Terms & Conditions. 
  • Once completed, you can take the form to your nearest AIB branch or post it to us.

What happens next?

When the Paylink or SEPA Credit Transfer application form is received by us, a member of staff will check the details on the form to ensure all sections are completed fully.


The receiver account number must be in IBAN format for SEPA Credit Transfer instructions. Please refer to the below FAQ’s for further information on IBAN.


A member of staff may contact you to confirm the details of the payment.


An exchange rate may be applied to the payment.  If the payment is in excess of £20,000 we will request a special exchange rate from our Treasury team.  You will be advised of this rate by telephone.


You must ensure you have sufficient funds in your account to cover the payment and the charge.  If there are not sufficient funds in your account the payment will not be sent.


Help and guidance


Frequently asked questions

View our list of International payments FAQs.



Important information