A Visa debit card allows you to make purchases and withdraw money from your bank account worldwide. You can use your card in shops, at cash machines and online wherever Visa Debit is accepted.

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Features and benefits

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    Worldwide acceptance

    You can use your Visa debit card anywhere Visa Debit is accepted, at over 35 million places worldwide*. Simply hand over your card and enter your PIN (or sign the voucher you are given), and the payment will be taken directly from your First Trust Bank account.


    *Charges may apply for using your card abroad.  See our price list for more details.

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    Freedom to spend your money as you choose, wherever you choose

    A Visa debit card allows you to access money from your bank account in the following ways:


    • Make purchases at Point of Sale (POS) in shops or supermarkets
    • Make purchases with Cashback* up to £100
    • Make withdrawals of up to £500 per day from cash machines displaying the Link or Visa logos.
    • Shop online or over the phone
    • Make Contactless payments**  where you see the Contactless acceptance symbol 

    *Cashback is only available in the UK and amounts are at the merchant’s discretion. Not all merchants will offer Cashback.


    **Contactless technology allows you to pay for items that cost £30 or less, quickly and securely.  If there is a Contactless symbol located under the Visa Debit logo on the front of your debit card, then your card is enabled for Contactless payments.


    Contactless functionality is subject to account type and status.


    You must ensure that there are available funds in your account to cover the value of any debit card transaction or your transaction may be declined and you may incur additional charges. See our price list for more details of fees and charges that apply to the Visa debit card.


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    Enhanced security for Internet Shopping with Verified by Visa

    You can also avail of a free enhanced security service when you register for the Verified by Visa programme and you will be asked to authenticate transactions you complete on participating merchants sites.

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    Use your card for branch counter transactions and with the card reader for Online Banking

    You can use the Visa debit card to lodge or withdraw cash in First Trust Bank branches


    You can also use the card to generate unique security codes on the card reader for certain Online Banking transactions.

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Talk to us

Simply call us on 028 9024 1822 or +44 28 9024 1822 (from outside the UK). We’ll be happy to answer any questions you have about Visa debit cards.

Help and guidance


Help Centre

For all service related queries please visit our Help Centre.


Secure Internet Shopping

Get more information on how you can protect your card against unauthorised use when you shop online.


Using your Visa debit card abroad

The convenient and safe way to access money while abroad.

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