A Visa debit card allows you to make purchases and withdraw money from your bank account worldwide. You can use your card in shops, at cash machines and online wherever Visa Debit is accepted.

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Features and benefits

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    Worldwide acceptance

    You can use your Visa debit card anywhere Visa Debit is accepted, at over 35 million places worldwide*. 


    *Charges may apply for using your card abroad.  See our price list for more details.


    Click here to see the exchange rates for EU/EEA currencies on debit cards. To view the rates for all other currencies visit the Visa website.

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    Freedom to spend your money as you choose, wherever you choose

    A Visa debit card allows you to access money from your bank account in the following ways:


    • Make purchases at Point of Sale (POS) in shops or supermarkets
    • Make purchases with Cashback* up to £100
    • Make withdrawals of up to £500 per day from cash machines displaying the Link or Visa logos.
    • Shop online or over the phone
    • Make Contactless payments**  where you see the Contactless acceptance symbol 

    *Cashback is only available in the UK and amounts are at the merchant’s discretion. Not all merchants will offer Cashback.


    **Contactless technology allows you to pay for items that cost £45 or less, quickly and securely.  If there is a Contactless symbol located under the Visa Debit logo on the front of your debit card, then your card is enabled for Contactless payments.


    Contactless functionality is subject to account type and status.


    You must ensure that there are available funds in your account to cover the value of any debit card transaction or your transaction may be declined and you may incur additional charges. See our price list for more details of fees and charges that apply to the Visa debit card.


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    Secure Internet Shopping

    Your card is automatically registered for Verified by Visa (soon to be rebranded Visa Secure), which helps to protect your card against unauthorised use online. When you shop online, you may be asked to verify your identity. To do this we will send you a passcode by text message. If requested, you must enter this passcode to complete your purchase. Please ensure your mobile number is up to date with us. You can do this by calling us on (028) 9033 0099. To find out more about the service click here.


    BE AWARE: We will only ask you to enter your passcode on the page while shopping online. We won’t ask you for this passcode over the phone. Please do not share your passcode with anyone else, and call us if anyone asks you for it.

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    Use your card for branch counter transactions and with the card reader for Online Banking

    You can use the Visa debit card to lodge or withdraw cash in our branches


    You can also use the card to generate unique security codes on the card reader for certain Online Banking transactions.

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Talk to us

Simply call us on 028 9024 1822 or +44 28 9024 1822 (from outside the UK). We’ll be happy to answer any questions you have about Visa debit cards.

Help and guidance


Help Centre

For all service related queries please visit our Help Centre.


Secure Internet Shopping

Get more information on how you can protect your card against unauthorised use when you shop online.


Using your Visa debit card abroad

The convenient and safe way to access money while abroad.

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