Apple Pay lets you use your Apple device1 to pay with your Debit or Personal Credit Cards wherever you see the Apple Pay or Contactless logo. You can use Apple Pay for in-app purchases too. It’s a safe and secure way to pay.

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    How do I set up Apple Pay?

    It’s now even easier to get set up on Apple Pay with your Debit or Credit Card. Simply log in to the AIB (NI) Mobile App:


    1. Select the 'Cards' icon at the bottom of the screen
    2. Choose the card you want to add to Apple Pay by tapping the 'Add to Apple Wallet' button, located under the card you want to set up and follow the onscreen instructions
    3. Then you’re ready to use Apple Pay wherever you see the Apple Pay or Contactless Logo

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    Other ways to set up Apple Pay

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    Applicable Apple Devices

    It’s easy to get set up and use Apple Pay with your Debit or Credit card.


    Just make sure your iPhone, iPad or Apple Watch is running the most up-to-date iOS by checking ‘Software update’ – you’ll find this under ‘General’ in ‘Settings’.



    iPhone 6 and later


    To add your card to your iPhone, simply open the App, select ‘Cards’ from the menu, select ‘Add to Apple Wallet’ on the desired card and follow the onscreen instructions.


    Alternatively, open the Wallet app, then tap the plus sign in the upper right-hand corner. If the card you'd like to use is already in iTunes, you can quickly add it by entering the card security code. If you need to add a new card, simply follow the on-screen instructions.


    To pay, hold your iPhone near the reader and confirm with Touch ID or Face ID. You’ll be able to make in-app purchases with Touch ID and Face ID too.



    Apple Watch


    Open the Apple Watch app on your iPhone and select ‘Wallet & Apple Pay’. Then select ‘Add credit or debit card’.


    To pay, hold your watch up to the reader and double click the side button. A gentle tap and beep let you know that you’ve paid.



    iPad with Touch ID


    On your iPad, start by opening ‘Settings’, select ‘Wallet & Apple Pay’, then ‘Add credit or debit card’. This will allow you to use Apple Pay on your iPad to make in-app purchases.

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    Which Cards can I use with Apple Pay?

    You can use Apple Pay with your:

    • AIB Personal Debit Cards
    • AIB Personal Credit Cards
    • AIB Business Debit Cards


    Cards that aren’t eligible include Business Credit Cards


    Depending on the Apple device you have you can add up to 8 or 12 Debit or Credit Cards to the Wallet app.

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    Where can I use Apple Pay?

    In Shops


    Hundreds of thousands of stores now accept Apple Pay. You can use Apple Pay anywhere that accepts Contactless payments. And you can now make payments for any amount with Apple Pay, though some retailers have a £100 limit.


    Look for either of these symbols at checkout.



     In-app purchases


    Many apps now accept Apple Pay, so you don’t have to enter your card details to make in-app purchases. Simply select Apple Pay at the checkout and use Touch ID or Face ID to complete your payment.



    On the web


    Apple Pay is also available on the web in Safari. Whether you’re shopping or donating on your iPhone, iPad or Mac, use Apple Pay without having to create an account or log in.


    Touch ID is also available on the new MacBook Pro, so paying happens with just a touch and is quicker, easier and more secure than ever before!




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    See your transactions

    You can see a record of every payment you’ve made using Apple Pay by checking your account history in the AIB (NI) Mobile Banking app or on AIB (NI) Online Banking.


    You can also see your last 10 Apple Pay payments, including retailer’s details, under ‘Transaction history’ in the Wallet app.

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    Switch between cards

    You can also choose which card to use when you’re about to pay – just open the Wallet app first and select the card you want to use.


    On your Apple Watch, double click the side button, swipe left or right to select a card and present the watch to the reader.


    For in-app purchases, select the Apple Pay logo, then 'Cards and billing’ to choose a card.

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Help and Guidance

Frequently Asked Questions

Other Information


Apple Pay works with all our Cards excluding Business Credit Cards.


1. You can use Apple Pay on the iPhone 6 or later, iPhone SE, Apple Watch paired with iPhone 5, iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3, MacBook Pro with Touch ID. Apple, the Apple logo, iPhone, iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple Inc.


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