Loans & Arranged Overdrafts

Giving you financial flexibility when you need it.

At AIB (NI) we have a range of options available if and when you need funds, allowing you to make plans for the future. We provide an easy application process.

warning COVID-19: Are you worried about the financial impact of COVID-19? We’re here to help you. Find out more.



Fixed Rate Personal Loan

Make your plans a reality. Online loan decision in just 3 hours. 5.6% APR representative for loan amounts from £5,000 to £25,000.

Arranged Overdraft

Peace of mind that additional funds are there if you need them.

Worried about payments

Don’t let small problems become big problems.

Important Information


Standards of Lending Practice

We adhere to the Standards of Lending Practice which sets standards for banks when dealing with lending and overdrafts for personal customers. You can get more information on the Standards from any branch or at Under the Standards we have also developed a Statement of Lender and Borrower Responsibilities to ensure that the relationship works well for both of us.