Representative 18.9% APR (variable)*. Ideal if you clear your balance in full each month.  Up to 56 interest free days and a Cash back Scheme.

*Representative Example: If you had a credit limit on your card of £1,200, you used your full limit to make a single card purchase immediately after receiving your card and you repaid in equal monthly payments over 12 months at an interest rate of 17.44% variable, (Representative 18.9% APR variable), the total amount you will pay back is £1,313.33.

Representative 16.9% APR (variable)*. Ideal if you require extended credit periods at different time of the year.  Up to 51 interest free days.

*Representative Example: If you had a credit limit on your card of £1,200, you used your full limit to make a single card purchase immediately after receiving your card and you repaid in equal monthly payments over 12 months at an interest rate of 15.72% variable, (Representative 16.9% APR variable), the total amount you will pay back is £1,302.18.

Representative 12.9% APR (variable)*. Designed to make payments easy and affordable for third level students.

*Representative Example: If you had a credit limit on your card of £1,200, you used your full limit to make a single card purchase immediately after receiving your card and you repaid in equal monthly payments over 12 months at an interest rate of 12.20% variable, (Representative 12.9% APR variable), the total amount you will pay back is £1,279.33.

Representative 0% APR (variable)*. Designed for customers who look for more spending power and want to pay their balance in full every month.

*Representative Example: If you had a credit limit on your card of £1,200, you used your full limit to make a single card purchase immediately after receiving your card and you repaid this in full, by direct debit, by the payment due date advised to you on your first monthly statement at an interest rate of 0% variable, (Representative 0% APR variable), the total amount you will pay back is £1,200.00.