If you’re looking for a credit card, talk to us...
A credit card can be a very useful financial tool, giving you the freedom and peace of mind to do what you need to do, when you need to do it.
For detailed information on the features of each card, please click on the product name to find out more.
If you have any questions talk to us.
Features and Benefits
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No Annual Fee
|
Yes |
Yes |
Yes |
Yes |
Representative APR
|
18.9 %APR (variable) |
16.9%APR (variable) |
12.9%APR (variable) |
0%APR (variable) |
Earn Cashback with our loyalty reward Scheme
|
Yes |
No |
No |
No |
Interest free credit up to
|
*56 days |
*51 days |
*56 days |
n/a |
Contactless Payments
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Yes |
Yes |
Yes |
Yes |
Secure Online Shopping
|
Yes |
Yes |
Yes |
Yes |
Flexible repayment options
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Yes |
Yes |
Yes |
No |
Emergency cash when abroad (fees and charges may apply)
|
Yes |
Yes |
Yes |
Yes |
Must pay by 100% direct debit
|
No |
No |
No |
Yes
|
Ideal if you clear your balance in full each month. Up to 56 interest free days and a Cash back Scheme. |
Ideal if you require extended credit periods at different time of the year. Up to 51 interest free days. |
Available for third level students. |
Designed for customers who look for more spending power and want to pay their balance in full every month |
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Help and information
Worried about repayments
Persistent Debt
Standards of Lending Practice We adhere to the Standards of Lending Practice which sets standards for banks when dealing with lending and overdrafts for personal customers. You can get more information on the Standards from any branch or at www.lendingstandardsboard.org.uk. Under the Standards we have also developed a Statement of Lender and Borrower Responsibilities to ensure that the relationship works well for both of us. |