Travel Insurance

Common Travel Insurance FAQs

• Who underwrites AIB Travel Insurance?

  AIB Travel Insurance is arranged, administered and underwritten by Chubb European Group SE. Chubb European Group SE (CEG) is a Societas Europaea, a public company registered in accordance with the corporate law of the European Union. Members' liability is limited. CEG is headquartered in France and governed by the provisions of the French insurance code. Risks falling within the European Economic Area are underwritten by CEG, which is authorised and regulated by the French Prudential Supervision and Resolution Authority. Registered company number: 450 327 374 RCS Nanterre. Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. Fully paid share capital of €896,176,662.

  CEG's UK branch is registered in England & Wales under UK Establishment number: BR023093. UK Establishment address: 40 Leadenhall Street, London EC3A 2BJ. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. Details about our authorisation can be found on the Financial Conduct Authority's website (FS Register number 820988). Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. You can find details about the firm by searching ‘Chubb European Group SE’ online at https://register.fca.org.uk.

• Does the policy provide cover for Covid-19?

  This Policy will not cover claims directly or indirectly arising from, relating to or in any way connected with the Coronavirus Disease 19 (COVID-19) or any mutation or variation of COVID-19 except for medical expenses and repatriation claims provided you are not travelling in, to or through any area to which the Foreign and Commonwealth Office has advised against "all travel" or "all but essential travel". We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans as a result of COVID-19 or any mutation or variation of Covid-19.

• What is meant by the term UK resident?

  Someone who has been living in the United Kingdom (England, Scotland, Wales and Northern Ireland, or the Isle of Man, or one of the Channel Islands) for at least 6 months prior to the date cover is applied for.