YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our Green Mortgage rates are available to you if:
You are a new customer buying your home (Private Dwelling Home mortgage) which has an Energy Performance Certificate (EPC) rating in bands A or B.
You already have a mortgage loan with us, your home has an EPC rating in the energy bands A or B and you’ve more than five years left on the loan.
The EPC must be currently valid and have been issued within the previous 10 years when you apply for a Green Fixed Rate mortgage.
There may be a cost associated with obtaining an EPC. If you cannot locate your EPC you may be able to recover it from the Domestic EPC registers.
Go to the EPC website and click the link to access the Domestic EPC Registers. Click on ‘Retrieve an Energy Performance Certificate' and follow the instructions on the screen. We will need this document before drawdown.
Mortgage Repayment Calculator
Find out what a monthly mortgage payment is likely to be based on the mortgage amount, term and interest rate you input below. To view our current mortgage rates, click here.
This calculator is for illustrative purposes only and is not a mortgage offer or a commitment to lend.
Estimated monthly repayment
This is based on capital and interest repayment mortgage and is for illustrative purposes only. Interest rates are subject to change.
If you want to find out more information on our mortgages or want to apply, call us on 028 9082 1655 or request a callback. Mortgages are subjected to an appraisal of the applicant’s financial standing.
Your home may be repossessed if you do not keep up repayments on your mortgage.
AIB (NI) reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. For properties based in Northern Ireland, the minimum mortgage amount is £25,000. For properties based in England, Scotland or Wales, the minimum mortgage amount is £150,000 and applications will be accepted from PAYE employees only. Lending criteria, terms and conditions apply. An independent valuation will be required. Your mortgage will be secured against the mortgaged property. Other security may be required. Primary residence only.
There may be a cost associated with obtaining an EPC. If you cannot locate your EPC you may be able to recover it from the Domestic EPC registers. Go to the EPC website and click the link to access the Domestic EPC Registers. Click on ‘Report Retrieval’ and follow the instructions on the screen.