YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
First Time Buyer?
* Cashback is available on a range of our fixed rates. Cashback applies to new lending only - cashback is payable within one month of draw down, subject to the loan not being redeemed during that time. Some exclusions apply: Further Advances and loans less than £100,000. The cashback amount you may receive, subject to eligibility, is based upon the cashback offerings we have available at the time you submit your application.
Let us help you get ‘mortgage ready’
You’ve decided to buy your first home. It’s an exciting time and also a big decision, but that doesn’t mean it has to be difficult. Just speak to us about your first mortgage and we’ll help you get ‘mortgage ready’.
View our representative examples.
Features and Benefits
- Cashback
- No application or booking fee
- Free valuation for first time buyers
- Other features and information about our mortgages
† Lines open: 09:00 to 17:00 Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.
First Time Buyer Repayment Calculator
Find out what a monthly mortgage payment is likely to be based on the mortgage amount, term and interest rate you input below. To view our current mortgage rates, click here.
This calculator is for illustrative purposes only and is not a mortgage offer or a commitment to lend.
Estimated monthly repayment
This is based on capital and interest repayment mortgage and is for illustrative purposes only. Interest rates are subject to change.
If you want to find out more information on our mortgages or want to apply, call us on 028 9082 1655 or request a callback. Mortgages are subjected to an appraisal of the applicant’s financial standing.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Affordability Calculator
Want to check if you can afford a mortgage? Why not use our Mortgage Affordability Calculator.
Help and guidance
General Information about AIB (NI) Mortgages
Frequently asked questions
Whatever your mortgage question, you can bank on us
Tariff of Mortgage Charges
Your mortgage fees and charges explained
Important information
AIB (NI) reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. For properties based in Northern Ireland, the minimum mortgage amount is £25,000. For properties based in England, Scotland or Wales, the minimum mortgage amount is £150,000 and applications will be accepted from PAYE employees only. Lending criteria, terms and conditions apply. An independent valuation will be required. Your mortgage will be secured against the mortgaged property. Other security may be required. Primary residence only.
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.