YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

First Time Buyer?

* Cashback is available on a range of our fixed rates. Cashback applies to new lending only - cashback is payable within one month of draw down, subject to the loan not being redeemed during that time. Some exclusions apply: Further Advances and loans less than £100,000.

View our current mortgage rates and cashback offering

Let us help you get ‘mortgage ready’

You’ve decided to buy your first home. It’s an exciting time and also a big decision, but that doesn’t mean it has to be difficult. Just speak to us about your first mortgage and we’ll help you get ‘mortgage ready’.

Features and Benefits

Talk to Us

Speak with a mortgage adviser today. They’ll explain exactly what’s involved, and answer any of your questions.
 

Branch Locator

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Mortgage rates

 

† Lines open: 09:00 to 17:00 Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

First Time Buyer Repayment Calculator

Find out what a monthly mortgage payment is likely to be based on the mortgage amount, term and interest rate you input below. To view our current mortgage rates, click here.

This calculator is for illustrative purposes only and is not a mortgage offer or a commitment to lend.

Mortgage amount (£)
Term (years)
Interest rate (%)

Estimated monthly repayment

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This is based on capital and interest repayment mortgage and is for illustrative purposes only. Interest rates are subject to change.

If you want to find out more information on our mortgages or want to apply, call us on 028 9082 1655 or request a callback. Mortgages are subjected to an appraisal of the applicant’s financial standing.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Mortgage Affordability Calculator

Want to check if you can afford a mortgage? Why not use our Mortgage Affordability Calculator.

Start

Help and guidance

General Information about AIB (NI) Mortgages

Frequently asked questions
Whatever your mortgage question, you can bank on us

Tariff of Mortgage Charges
Your mortgage fees and charges explained

Important information

AIB (NI) reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. For properties based in Northern Ireland, the minimum mortgage amount is £25,000.  For properties based in England, Scotland or Wales, the minimum mortgage amount is £150,000 and applications will be accepted from PAYE employees only.  Lending criteria, terms and conditions apply. An independent valuation will be required. Your mortgage will be secured against the mortgaged property. Other security may be required. Primary residence only.