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Budget Planning Tool
Our Family Finance Budgeting Tool is an exciting and easy to use online tool that can bring your household budget to life. Through the use of colour coded charts, you can see what portion of your spending is going where, and you can then put plans in place to organise your family budget.
How does it work?
- Start by detailing your net monthly income, such as your salary and any other income sources if appropriate.
- Next, itemise your expenditure, starting with your household spend and then continue for each of the other categories by clicking on each icon as appropriate.
- As you input your information the tool will update to reflect your circumstances and will automatically calculate if you are in surplus or shortfall.
- Use the analysis section to adjust your planned monthly spending to see how changes you make can impact on your family’s finances.
Family Finance Budgeting Tool
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.
Enter your income either monthly or annually
Household Wages, Salary (After Tax)
Children's Allowance
Other Benefits / Allowances
Rental Income
Other Income
Other
Total income monthly 0.00 £
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.
Enter your expenditure for each of the categories below
Household
Essentials
Utilities
Health
Family
Transport
Entertainment
Financial
Mortgage
Rent
Home Insurance
Property Rates & Management Fees
Home Improvements, Garden
Other
Groceries
Clothing
School Uniforms
Footwear
Childcare
Other
Electricity
Gas
Heating eg. Oil, Coal
Phone, Internet, Television
Water, Waste Management
Other
Medical
Dental
Health Insurance
Opticians Costs
Medicines, Pharmacy
Other
School Fees & Books
College Fees & Books
Family Outings
School Trips & Activities
Weddings, Christmas, Birthdays, etc
Other
Car Loan
Car Insurance
Car Tax
Fuel, Public Transport
Maintenance, Repairs
Other
Holidays, Weekends Away
Gym, Club Membership
Mobiles, Laptops, Technology, etc
Coffees, Snacks, Takeaways
Eating Out, Nights Out/In
Other
Savings
Pension Contributions
Personal Loans
Life Assurance
Other Debt Repayments
Other
Total Monthly Expenditure 0.00 £
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.
Get a clearer view of your family's finances
Total income monthly
0.00
£
Total Monthly Expenditure
0.00
£
Click on each circle to see what percentage of your expenditure relates to each expenditure category, to get a further breakdown of your spend in each category and, if required, change any of the amounts already entered.
Household
£
0.00
Mortgage
Rent
Home Insurance
Property Rates & Management Fees
Home Improvements, Garden
Other
Essentials
£
0.00
Groceries
Clothing
School Uniforms
Footwear
Childcare
Other
Utilities
£
0.00
Electricity
Gas
Heating eg. Oil, Coal
Phone, Internet, Television
Water, Waste Management
Other
Health
£
0.00
Medical
Dental
Health Insurance
Opticians Costs
Medicines, Pharmacy
Other
Family
£
0.00
School Fees & Books
College Fees & Books
Family Outings
School Trips & Activities
Weddings, Christmas, Birthdays, etc
Other
Transport
£
0.00
Car Loan
Car Insurance
Car Tax
Fuel, Public Transport
Maintenance, Repairs
Other
Entertainment
£
0.00
Holidays, Weekends Away
Gym, Club Membership
Mobiles, Laptops, Technology, etc
Coffees, Snacks, Takeaways
Eating Out, Nights Out/In
Other
Financial
£
0.00
Savings
Pension Contributions
Personal Loans
Life Assurance
Other Debt Repayments
Other
Total Monthly Shortfall
0.00
£
Your income matches your expenditure this month
Some options to consider:
- Review the information you have entered by clicking on any of the categories
- If you have any surplus, look at some of our savings products
- If you would like to talk to us about the best way to manage your finances or lending options available, visit your local branch or call us on 0345 6005 925†
† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.
*Lending Criteria, terms & conditions apply
It appears that you have a surplus this month
Some options to consider:
- Review the information you have entered by clicking on any of the categories
- If you have any surplus, look at some of our savings products
- If you would like to talk to us about the best way to manage your finances or lending options available, visit your local branch or call us on 0345 6005 925†
† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.
*Lending Criteria, terms & conditions apply
It appears that you have a shortfall this month
Some options to consider:
- Review the information you have entered by clicking on any of the categories
- If you have any surplus, look at some of our savings products
- If you would like to talk to us about the best way to manage your finances or lending options available, visit your local branch or call us on 0345 6005 925†
† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.
*Lending Criteria, terms & conditions apply
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.