Budget Planning Tool
Our Family Finance Budgeting Tool is an exciting and easy to use online tool that can bring your household budget to life. Through the use of colour coded charts, you can see what portion of your spending is going where, and you can then put plans in place to organise your family budget.
How does it work?
- Start by detailing your net monthly income, such as your salary and any other income sources if appropriate.
- Next, itemise your expenditure, starting with your household spend and then continue for each of the other categories by clicking on each icon as appropriate.
- As you input your information the tool will update to reflect your circumstances and will automatically calculate if you are in surplus or shortfall.
- Use the analysis section to adjust your planned monthly spending to see how changes you make can impact on your family’s finances.
Family Finance Budgeting Tool

Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.
Enter your income either monthly or annually
Total income monthly 0.00 £
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.
Enter your expenditure for each of the categories below

Household

Essentials

Utilities

Health

Family

Transport

Entertainment

Financial
Total Monthly Expenditure 0.00 £
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.
Get a clearer view of your family's finances
Click on each circle to see what percentage of your expenditure relates to each expenditure category, to get a further breakdown of your spend in each category and, if required, change any of the amounts already entered.
Your income matches your expenditure this month
Some options to consider:
- Review the information you have entered by clicking on any of the categories
- If you have any surplus, look at some of our savings products
- If you would like to talk to us about the best way to manage your finances or lending options available, visit your local branch or call us on 0345 6005 925†
*Lending Criteria, terms & conditions apply
It appears that you have a surplus this month
Some options to consider:
- Review the information you have entered by clicking on any of the categories
- If you have any surplus, look at some of our savings products
- If you would like to talk to us about the best way to manage your finances or lending options available, visit your local branch or call us on 0345 6005 925†
*Lending Criteria, terms & conditions apply
It appears that you have a shortfall this month
Some options to consider:
- Review the information you have entered by clicking on any of the categories
- If you have any surplus, look at some of our savings products
- If you would like to talk to us about the best way to manage your finances or lending options available, visit your local branch or call us on 0345 6005 925†
*Lending Criteria, terms & conditions apply
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.