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Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 26 Mar 2026, 22:21
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1886 01.1559 02.83
Czech Republic Koruna (CZK) 29.1126 28.2934 02.90
Denmark Krone (DKK) 08.8959 08.6367 03.00
Hungary Forint (HUF) 465.8727 448.8817 03.79
Iceland Krona (ISK) 171.1709 165.7516 03.27
Liechtenstein Swiss Franc (CHF) 01.0886 01.0577 02.92
Norway Krone (NOK) 13.4435 12.8608 04.53
Poland Zloty (PLN) 05.0864 04.9405 02.95
Romania Leu (RON) 06.0950 05.8918 03.45
Sweden Krona (SEK) 12.8596 12.5302 02.63
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1886
ECB Rate 01.1559
AIB & ECB % Difference 02.83
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.1126
ECB Rate 28.2934
AIB & ECB % Difference 02.90
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.8959
ECB Rate 08.6367
AIB & ECB % Difference 03.00
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 465.8727
ECB Rate 448.8817
AIB & ECB % Difference 03.79
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 171.1709
ECB Rate 165.7516
AIB & ECB % Difference 03.27
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.0886
ECB Rate 01.0577
AIB & ECB % Difference 02.92
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.4435
ECB Rate 12.8608
AIB & ECB % Difference 04.53
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.0864
ECB Rate 04.9405
AIB & ECB % Difference 02.95
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.0950
ECB Rate 05.8918
AIB & ECB % Difference 03.45
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.8596
ECB Rate 12.5302
AIB & ECB % Difference 02.63

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.
 
Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.