Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 04 Feb 2025, 22:29
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2399 01.2021 03.14
Bulgaria Lev (BGN) 02.4521 02.3511 04.30
Czech Republic Koruna (CZK) 31.2970 30.2592 03.43
Denmark Krone (DKK) 09.2724 08.9688 03.38
Hungary Forint (HUF) 513.4436 489.4336 04.91
Iceland Krona (ISK) 181.7171 176.4678 02.97
Liechtenstein Swiss Franc (CHF) 01.1667 01.1295 03.29
Norway Krone (NOK) 14.5745 14.0898 03.44
Poland Zloty (PLN) 05.2577 05.0720 03.66
Romania Leu (RON) 06.2431 05.9827 04.35
Sweden Krona (SEK) 14.2609 13.7255 03.90
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2399
ECB Rate 01.2021
AIB & ECB % Difference 03.14
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4521
ECB Rate 02.3511
AIB & ECB % Difference 04.30
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 31.2970
ECB Rate 30.2592
AIB & ECB % Difference 03.43
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.2724
ECB Rate 08.9688
AIB & ECB % Difference 03.38
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 513.4436
ECB Rate 489.4336
AIB & ECB % Difference 04.91
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 181.7171
ECB Rate 176.4678
AIB & ECB % Difference 02.97
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1667
ECB Rate 01.1295
AIB & ECB % Difference 03.29
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.5745
ECB Rate 14.0898
AIB & ECB % Difference 03.44
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.2577
ECB Rate 05.0720
AIB & ECB % Difference 03.66
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.2431
ECB Rate 05.9827
AIB & ECB % Difference 04.35
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.2609
ECB Rate 13.7255
AIB & ECB % Difference 03.90

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.
 
Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.