Exchange rates for EU/EEA currencies on Credit cards

Conversion Rates
Last Updated: 18 May 2022, 22:45
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2242 01.1811 03.65
Bulgaria Lev (BGN) 02.4097 02.3099 04.32
Croatia Kuna (HRK) 09.1815 08.8993 03.17
Czech Republic Koruna (CZK) 30.2807 29.1095 04.02
Denmark Krone (DKK) 09.1108 08.7893 03.66
Hungary Forint (HUF) 481.3010 452.2027 06.43
Iceland Krona (ISK) 169.3725 164.0487 03.25
Liechtenstein Swiss Franc (CHF) 01.2787 01.2385 03.25
Norway Krone (NOK) 12.4561 12.0615 03.27
Poland Zloty (PLN) 05.7012 05.4852 03.94
Romania Leu (RON) 06.1016 05.8430 04.42
Sweden Krona (SEK) 12.7852 12.3627 03.42
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2242
ECB Rate 01.1811
AIB & ECB % Difference 03.65
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4097
ECB Rate 02.3099
AIB & ECB % Difference 04.32
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1815
ECB Rate 08.8993
AIB & ECB % Difference 03.17
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.2807
ECB Rate 29.1095
AIB & ECB % Difference 04.02
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1108
ECB Rate 08.7893
AIB & ECB % Difference 03.66
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 481.3010
ECB Rate 452.2027
AIB & ECB % Difference 06.43
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 169.3725
ECB Rate 164.0487
AIB & ECB % Difference 03.25
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2787
ECB Rate 01.2385
AIB & ECB % Difference 03.25
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.4561
ECB Rate 12.0615
AIB & ECB % Difference 03.27
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.7012
ECB Rate 05.4852
AIB & ECB % Difference 03.94
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1016
ECB Rate 05.8430
AIB & ECB % Difference 04.42
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.7852
ECB Rate 12.3627
AIB & ECB % Difference 03.42

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

 

Currency Conversion Fee 

 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.