Exchange rates for EU/EEA currencies on Credit cards

Conversion Rates
Last Updated: 04 Aug 2021, 22:31
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2054 01.1744 02.65
Bulgaria Lev (BGN) 02.3638 02.2968 02.92
Croatia Kuna (HRK) 09.0622 08.8087 02.88
Czech Republic Koruna (CZK) 30.7198 29.8756 02.83
Denmark Krone (DKK) 08.9673 08.7333 02.68
Hungary Forint (HUF) 431.2488 416.0041 03.66
Iceland Krona (ISK) 177.1136 173.3351 02.18
Liechtenstein Swiss Franc (CHF) 01.2943 01.2600 02.72
Norway Krone (NOK) 12.6298 12.2779 02.87
Poland Zloty (PLN) 05.4999 05.3360 03.07
Romania Leu (RON) 05.9478 05.7761 02.97
Sweden Krona (SEK) 12.3082 11.9749 02.78
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2054
ECB Rate 01.1744
AIB & ECB % Difference 02.65
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3638
ECB Rate 02.2968
AIB & ECB % Difference 02.92
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0622
ECB Rate 08.8087
AIB & ECB % Difference 02.88
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.7198
ECB Rate 29.8756
AIB & ECB % Difference 02.83
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9673
ECB Rate 08.7333
AIB & ECB % Difference 02.68
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 431.2488
ECB Rate 416.0041
AIB & ECB % Difference 03.66
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 177.1136
ECB Rate 173.3351
AIB & ECB % Difference 02.18
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2943
ECB Rate 01.2600
AIB & ECB % Difference 02.72
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.6298
ECB Rate 12.2779
AIB & ECB % Difference 02.87
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.4999
ECB Rate 05.3360
AIB & ECB % Difference 03.07
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9478
ECB Rate 05.7761
AIB & ECB % Difference 02.97
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.3082
ECB Rate 11.9749
AIB & ECB % Difference 02.78

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

 

Currency Conversion Fee 

 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.