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Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 11 Aug 2025, 22:28
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1878 01.1553 02.82
Bulgaria Lev (BGN) 02.3266 02.2595 02.97
Czech Republic Koruna (CZK) 29.0607 28.2844 02.74
Denmark Krone (DKK) 08.8692 08.6219 02.87
Hungary Forint (HUF) 472.3689 457.1742 03.32
Iceland Krona (ISK) 169.7348 165.2033 02.74
Liechtenstein Swiss Franc (CHF) 01.1185 01.0894 02.67
Norway Krone (NOK) 14.2579 13.7535 03.67
Poland Zloty (PLN) 05.0574 04.9139 02.92
Romania Leu (RON) 06.0416 05.8503 03.27
Sweden Krona (SEK) 13.2701 12.9182 02.72
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1878
ECB Rate 01.1553
AIB & ECB % Difference 02.82
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3266
ECB Rate 02.2595
AIB & ECB % Difference 02.97
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.0607
ECB Rate 28.2844
AIB & ECB % Difference 02.74
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.8692
ECB Rate 08.6219
AIB & ECB % Difference 02.87
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 472.3689
ECB Rate 457.1742
AIB & ECB % Difference 03.32
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 169.7348
ECB Rate 165.2033
AIB & ECB % Difference 02.74
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1185
ECB Rate 01.0894
AIB & ECB % Difference 02.67
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.2579
ECB Rate 13.7535
AIB & ECB % Difference 03.67
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.0574
ECB Rate 04.9139
AIB & ECB % Difference 02.92
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.0416
ECB Rate 05.8503
AIB & ECB % Difference 03.27
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.2701
ECB Rate 12.9182
AIB & ECB % Difference 02.72

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.
 
Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.