Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 24 Jan 2025, 22:24
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2193 01.1847 02.93
Bulgaria Lev (BGN) 02.3987 02.3169 03.53
Czech Republic Koruna (CZK) 30.6390 29.7312 03.05
Denmark Krone (DKK) 09.0973 08.8392 02.92
Hungary Forint (HUF) 503.7772 484.3448 04.01
Iceland Krona (ISK) 178.5169 173.3145 03.00
Liechtenstein Swiss Franc (CHF) 01.1528 01.1247 02.50
Norway Krone (NOK) 14.3468 13.9191 03.07
Poland Zloty (PLN) 05.1518 04.9919 03.20
Romania Leu (RON) 06.1062 05.8949 03.58
Sweden Krona (SEK) 14.0065 13.5749 03.18
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2193
ECB Rate 01.1847
AIB & ECB % Difference 02.93
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3987
ECB Rate 02.3169
AIB & ECB % Difference 03.53
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.6390
ECB Rate 29.7312
AIB & ECB % Difference 03.05
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0973
ECB Rate 08.8392
AIB & ECB % Difference 02.92
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 503.7772
ECB Rate 484.3448
AIB & ECB % Difference 04.01
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 178.5169
ECB Rate 173.3145
AIB & ECB % Difference 03.00
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1528
ECB Rate 01.1247
AIB & ECB % Difference 02.50
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.3468
ECB Rate 13.9191
AIB & ECB % Difference 03.07
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1518
ECB Rate 04.9919
AIB & ECB % Difference 03.20
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1062
ECB Rate 05.8949
AIB & ECB % Difference 03.58
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0065
ECB Rate 13.5749
AIB & ECB % Difference 03.18

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.
 
Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.