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Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 13 Mar 2025, 15:22
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2244 01.1936 02.58
Bulgaria Lev (BGN) 02.4011 02.3345 02.85
Czech Republic Koruna (CZK) 30.6853 29.9518 02.45
Denmark Krone (DKK) 09.1356 08.9051 02.59
Hungary Forint (HUF) 493.0167 477.7865 03.19
Iceland Krona (ISK) 179.3202 174.3895 02.83
Liechtenstein Swiss Franc (CHF) 01.1780 01.1434 03.03
Norway Krone (NOK) 14.2568 13.8431 02.99
Poland Zloty (PLN) 05.1378 05.0091 02.57
Romania Leu (RON) 06.1131 05.9413 02.89
Sweden Krona (SEK) 13.4639 13.2135 01.89
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2244
ECB Rate 01.1936
AIB & ECB % Difference 02.58
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4011
ECB Rate 02.3345
AIB & ECB % Difference 02.85
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.6853
ECB Rate 29.9518
AIB & ECB % Difference 02.45
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1356
ECB Rate 08.9051
AIB & ECB % Difference 02.59
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 493.0167
ECB Rate 477.7865
AIB & ECB % Difference 03.19
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 179.3202
ECB Rate 174.3895
AIB & ECB % Difference 02.83
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1780
ECB Rate 01.1434
AIB & ECB % Difference 03.03
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.2568
ECB Rate 13.8431
AIB & ECB % Difference 02.99
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1378
ECB Rate 05.0091
AIB & ECB % Difference 02.57
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1131
ECB Rate 05.9413
AIB & ECB % Difference 02.89
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.4639
ECB Rate 13.2135
AIB & ECB % Difference 01.89

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.
 
Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.