Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 08 Dec 2023, 15:22
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2012 01.1670 02.93
Bulgaria Lev (BGN) 02.3574 02.2824 03.28
Czech Republic Koruna (CZK) 29.2856 28.4211 03.04
Denmark Krone (DKK) 08.9546 08.7009 02.92
Hungary Forint (HUF) 460.1729 445.6763 03.25
Iceland Krona (ISK) 180.5722 175.1663 03.09
Liechtenstein Swiss Franc (CHF) 01.1341 01.1014 02.96
Norway Krone (NOK) 14.1821 13.6854 03.63
Poland Zloty (PLN) 05.2055 05.0552 02.97
Romania Leu (RON) 05.9922 05.7980 03.35
Sweden Krona (SEK) 13.5524 13.1147 03.34
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2012
ECB Rate 01.1670
AIB & ECB % Difference 02.93
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3574
ECB Rate 02.2824
AIB & ECB % Difference 03.28
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.2856
ECB Rate 28.4211
AIB & ECB % Difference 03.04
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9546
ECB Rate 08.7009
AIB & ECB % Difference 02.92
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 460.1729
ECB Rate 445.6763
AIB & ECB % Difference 03.25
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 180.5722
ECB Rate 175.1663
AIB & ECB % Difference 03.09
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1341
ECB Rate 01.1014
AIB & ECB % Difference 02.96
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.1821
ECB Rate 13.6854
AIB & ECB % Difference 03.63
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.2055
ECB Rate 05.0552
AIB & ECB % Difference 02.97
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9922
ECB Rate 05.7980
AIB & ECB % Difference 03.35
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.5524
ECB Rate 13.1147
AIB & ECB % Difference 03.34

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.
 
Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.