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Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 06 May 2025, 22:22
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2074 01.1808 02.25
Bulgaria Lev (BGN) 02.3761 02.3094 02.89
Czech Republic Koruna (CZK) 30.1927 29.4722 02.44
Denmark Krone (DKK) 09.0161 08.8101 02.34
Hungary Forint (HUF) 491.3587 478.3918 02.71
Iceland Krona (ISK) 178.4068 173.2200 02.99
Liechtenstein Swiss Franc (CHF) 01.1327 01.1036 02.64
Norway Krone (NOK) 14.2907 13.8169 03.43
Poland Zloty (PLN) 05.1780 05.0476 02.58
Romania Leu (RON) 06.0494 06.0078 00.69
Sweden Krona (SEK) 13.2545 12.8469 03.17
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2074
ECB Rate 01.1808
AIB & ECB % Difference 02.25
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3761
ECB Rate 02.3094
AIB & ECB % Difference 02.89
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.1927
ECB Rate 29.4722
AIB & ECB % Difference 02.44
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0161
ECB Rate 08.8101
AIB & ECB % Difference 02.34
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 491.3587
ECB Rate 478.3918
AIB & ECB % Difference 02.71
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 178.4068
ECB Rate 173.2200
AIB & ECB % Difference 02.99
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1327
ECB Rate 01.1036
AIB & ECB % Difference 02.64
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.2907
ECB Rate 13.8169
AIB & ECB % Difference 03.43
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1780
ECB Rate 05.0476
AIB & ECB % Difference 02.58
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.0494
ECB Rate 06.0078
AIB & ECB % Difference 00.69
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.2545
ECB Rate 12.8469
AIB & ECB % Difference 03.17

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.
 
Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.