Important Information: Changes to savings account interest rates
From 06 January 2026, the variable interest rates on our Cash ISA account will be reduced. This follows the recent decision by the Bank of England to reduce the base interest rate.
What’s changing?
Account type |
Current Gross/AER interest rate |
New Gross/AER interest rate |
AIB (NI) Cash ISA Account |
3.75% |
3.50% |
AER (Annual Equivalent Rate) shows what the interest rate would look like if interest was paid and added to your account once a year. It helps you compare savings accounts more easily.
Gross is the rate of interest paid before any tax (where applicable) has been deducted.
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