Online Services transaction limits

The table below sets out the daily limits that apply to transactions completed by a user through Online Services (Online, Mobile and Phoneline Banking).

These daily limits reset at 3am the morning after a banking day. Transactions you make on Saturdays, Sundays and bank holidays will be carried forward to the next banking day. For example, transactions completed on both a Saturday and a Sunday will be treated as if it was completed on a Monday and if your limit is reached you will be unable to make further payments until Tuesday.

The overall total amount you can transfer or pay through Online Services in any one banking day is limited to the amount available in the account at the time of the transaction, up to a maximum of £200,000 (across all transaction types).

Transaction type	Daily limit (by authentication method)
	PAC user*	Card Reader user*
Transfers between your own AIB (NI) accounts _{(which you can view/hear using the service)}	£200,000	£200,000
Transferring money to another payee or 3rd party	£10,000	£15,000
Making a bill payment	£10,000	£15,000
Setting up or amending a Regular Payment	£2,000	£2,000
Pay someone new on the AIB (NI) Mobile Banking App	£1,000	£1,000
Total daily limit	£200,000
* _{Signifies the authentication method you have chosen as your preferred security option on the Online channel. This limit then applies to all of your transactions irrespective of the channel you use or the authentication level required to complete the transaction.}

Notes

Expressions defined in the terms and conditions for Online Services bear the same meaning in this notice.