Other Support Available to You

The following organisations provide information on the services and entitlements available to borrowers.

Step Change Debt Charity
Free, confidential advice and support to anyone who is worried about debt.
0800 138 1111
www.stepchange.org

National Debtline
Free, confidential and independent advice on how to deal with debt problems over the phone or by email.
0808 808 4000
www.nationaldebtline.org

The Money Advice Service
Free information and advice on money matters over the phone, through online chats or face to face.
0800 138 7777

www.moneyadviceservice.org.uk

The Financial Conduct Authority
www.fca.org.uk

The Citizens Advice Bureau
www.citizensadvice.org.uk

Department for Social Services

The Department of Social Services website provides information regarding a range of benefits you may be eligible for.

Visit: http://www.nidirect.gov.uk/index/information-and-services/money-tax-and-benefits.htm

HM Revenue & Customs

This number will provide you with information on all tax credits and benefits you may be entitled to.

Phone:  0345 300 3900

Financial Ombudsman Service

The Financial Ombudsman Service can step in if you’ve made a complaint to a financial business, but you’re not satisfied with the way things have turned out.

Phone:  0800 023 4567

Fax:  020 7964 1001

Email:  complaint.info@financial-ombudsman.org.uk

Visit:  www.financial-ombudsman.org.uk

We adhere to the Standards of Lending Practice which sets standards for banks when dealing with lending and overdrafts for personal customers. You can get more information on the Standards from any branch or at www.lendingstandardsboard.org.uk. Under the Standards we have also developed a Statement of Lender and Borrower Responsibilities to ensure that the relationship works well for both of us.

The leaflet Dealing with Debt is a valuable publication which outlines how banks deal with customers in financial difficulties including the process involved and the main rights and responsibilities of customers and banks.