Turn your dreams into reality
5.6% APR representative for loan amounts from £5,000 to £25,000.
Whether you’re planning home improvements, a new car or the wedding of your dreams – you can turn your plans into reality with a personal loan from us, giving you the financial flexibility you need, at a fixed interest rate.
(other loan amounts available at alternative rates).
Loan amount of £10,000 with 60 payments of £191.04 per month. Total amount payable £11,462.40. Interest rate 5.45% p.a. (fixed). 5.6% APR representative. No arrangement fee applies.
You must be over 18 and a resident in the UK to apply for a personal loan. Lending criteria and terms & conditions apply. For more details see the 'Important information' section.
We’ll help you decide on fixed monthly repayments you’re comfortable with to help you plan and budget.
You will also have peace of mind that your repayments and interest rate will not change irrespective of money market fluctuations.
You can settle your loan partially or in full without any penalty or charges.
Please talk to us if you require more information on how to make settlement payments.
Unlike some competitors’ products, our interest rates / pricing will not vary depending on your individual circumstances. Provided your application is successful and you drawdown your loan within agreed timescales, you will be guaranteed to receive the rate you were quoted at the time of application.
You can enjoy the freedom to arrange your monthly repayments over 12, 24, 36, 48 or 60 month terms for your chosen loan amount.
See our 'Quick quotation' section below for repayments and alternative rates that apply to a selection of loan amounts we offer.
Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our calculators.
The results are based on current offered rates for personal loans as of 30th March 2020. These repayment figures assume the loan was drawn down on 30th March 2020 and the first repayment was made on 11th May 2020.
Applications can take between 15 to 20 minutes to complete.
Or you can select a callback request, complete your details and we will call you back at a time that suits you.
You can also call into your local AIB branch to complete an application.
We'll be happy to answer any questions you may have about applying for a personal loan with us.
† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.
As a responsible lender, we will only lend you money after assessing whether you are able to make the repayments.
We will only issue credit facilities depending on your financial circumstances. To apply for a personal loan you must be resident in the UK and must be aged 18 or over. Please ask us for full details of terms and conditions and written quotations.
We adhere to the Standards of Lending Practice which sets standards for banks when dealing with lending and overdrafts for personal customers. You can get more information on the Standards from any branch or at www.lendingstandardsboard.org.uk. Under the Standards we have also developed a Statement of Lender and Borrower Responsibilities to ensure that the relationship works well for both of us.
For service related queries, please visit our Help Centre.