Our Cost Calculator is a helpful tool which will tell you the cost of going overdrawn on your personal current account.
Inputs for this calculator include:
An overdrawn amount occurs when you want to take more money out of your current account than what is in there.
An arranged overdraft limit can be 0 where you don’t want to or don’t have an arranged limit in place already or it could be an amount greater or less than the overdrawn amount above.
If you don’t arrange an overdraft with us and take more money out of your current account than what is there then this is known as an Unarranged Overdraft.
We may unpay direct debits / cheques and payments where you go into an Unarranged Overdraft and this means you will have to pay extra fees.
The number of days in a row that you want to be overdrawn for this amount.
It’s best to agree an arranged overdraft amount with the Bank to make sure that your payments / direct debits and cheques are paid