Changes to how you shop online and use Online Services
Changes to how you shop online and use Online Services
Don't get locked out
Regulation has changed how we bank online. These changes help fight fraud and make your online transactions more secure. There is an extra layer of security if you use Online Banking. This is known as Strong Customer Authentication (SCA) and was introduced on 14 March 2020.
What’s happening in 2020/2021?
Over the coming months, to keep your Credit and Debit cards safe and secure, we’re going add an additional layer of security to how you use your cards when shopping online. This is the next phase of SCA. We will write to you about these changes to explain more.
Do I need to do anything to prepare?
Please make sure we have the correct mobile number for you.
This means we can quickly and easily make sure it’s you using your cards or accessing your accounts online.
If you’re not yet set up for SCA and use a Credit or Debit card to make purchases online OR you currently access your Online Banking with a Card Reader you’ll need to make sure we have your correct mobile number.
You can update your mobile number by:
- logging into your Online Banking, clicking on ‘Services & Settings’ and selecting ‘My Details’
or - simply call our Customer Services team on 0345 793 0000 (Mon-Sun 9:00am - 5:00pm excluding Bank Holidays)
or - calling into your nearest branch with your ID
If you already use SCA to access your Online Banking accounts via our Mobile app you don’t need to do anything for the moment.
You can set up SCA for Online Banking services by:
AIB (NI) Mobile App (use this for login to both Mobile and Online Banking)
You can use the latest version of our AIB (NI) Mobile Banking App to login, regardless of whether you want to log in via the Mobile App or via Online Banking. If you’re logging into Online Banking on a PC, you’ll need to have your mobile phone with you to logon every time.
- Download the latest version of our AIB (NI) Mobile App.
- Start log in to either Mobile Banking or Online Banking.
- Follow the on screen instructions
FAQs about Strong Customer Authentication (SCA)
- Does SCA affect me?
- When do I need to sign up for SCA?
- Do I have to use SCA?
- What do I need to do?
- Why are you making these changes?
- I only use the AIB (NI) Mobile App to do my banking – how do I set up for SCA?
- I only use Online Banking to do my banking – how do I set up for SCA?
- I use both the Mobile App and Online Banking via a browser – how do I set up for SCA?
- What happens if I don’t set up SCA?
- When will the AIB (NI) Mobile app be available to download?
- I don’t have a smartphone – what do I do?
- What happens if I get a new phone / handset, but I haven’t changed my number?
- I had set up my phone for SCA and now I've lost my phone - how do I see my accounts and use my Online Banking Services?
- I have requested an Activation Code in the post – I cannot access the AIB (NI) Mobile Banking App.
- I haven’t received the Push notification – what do I do?
- I live outside the UK, do I still have to do this?
- I have an international phone number, can I set up for SCA?
- How do my children set up SCA on their 12-18 accounts? My 16 year old has a mobile phone but my younger child is 12 and doesn't yet have a phone
- What happens if I have a Jailbroken or Rooted Device?
- What is Limited Access?
- Can you tell me more about PSRs 2017?
- Can I opt out of this?
- If I only have a Deposit account / Credit card (and no Debit card) and don’t wish to use my mobile phone - what are my options for login?