Cash ISA Account

Features and benefits

• Open an account with as little as just £50 and save up to £20,000, which is your 2025/26 allowance*

  You can open a Cash ISA with £50 or if you have it, a larger lump sum. The maximum you can save in this tax year is £20,000. 
  * The current tax year runs from 6 April 2025 to 5 April 2026. 

• Earn a competitive tax-free rate of interest on your savings

  Interest is calculated daily on the cleared balance in your account and credited annually in April.
  

• Access to your savings when you need it

  You can credit or debit your Cash ISA account through online or mobile banking or by visiting any AIB branch. Annual Subscription limits apply.

   See our full range of Ways to Bank options.

• Transfer in balances from any existing ISA's you hold

  You can transfer your existing ISA balances from other financial institutions so your money is all in one place.

  Cash ISA transfers from other financial institutions can take up to 15 business days from the date you instruct us to do so. Transfers from Stocks & Shares ISA's can take longer. Talk to us for more information.

• Open your account today
  • To open a new Cash ISA account, simply call into your nearest AIB branch.
  • We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill).  If you are not sure what proof we accept, view our verification of identification page or speak to a customer service adviser on 03456 005 925^†.  
  • You will also need to confirm your National Insurance Number.
  • Complete and sign the application form and we will do the rest.

  If you change your mind you have a 14 day cooling off period from the day you open your Cash ISA.