At certain times in your life, you may have a lump sum of money to put away.

It could be from an inheritance, a retirement fund or even from savings built up over the years.

With our Fixed Rate Saver for personal customers, if you have a lump sum of money you can put away for a fixed term, you can benefit from the security of a fixed rate of interest, regardless of money market fluctuations.

The minimum deposit to open is £5,000 and you can save up to £200,000 in the Fixed Rate Saver. You may open a maximum of four accounts.

Please note you must be a UK resident to open an account with us.

Features and benefits

*Gross stands for contractual rate of interest payable before the deduction of income tax at the rate specified by law.
**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Fixed Rate Saver Account Summary Box

This summary box sets out important information that applies to our Fixed Rate Saver account. You should carefully read this document along with the Fixed Rate Saver Terms and Conditions to allow you make an informed decision as to whether this product is right for you.

If you require this summary box in PDF format, please download here.

Talk to Us

We’re ready to help you start saving today.

Simply call us on 0345 6005 925 , or drop into any AIB branch. We’ll be happy to answer any questions you may have and help you find the right kind of savings account for you.

† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

Apply via Online Banking

Apply via Online Banking

 phone call

Call 0345 6005 925

Branch locator

Branch locator 

Savings calculator

Savings calculator

Help and Guidance

Terms and conditions
View the Fixed Rate Saver terms and conditions

Frequently asked questions
View the frequently asked questions about the Fixed Rate Saver

Savings calculator
Find out how even the smallest amount of regular savings will add up

Deposit rates
Find out more about our deposit account rates

Help Centre
For all service related queries please visit our Help Centre.

Important information about taxation
Find out how we apply tax on savings in line with current legislation.

Financial Services Compensation Scheme
Check what protection the Financial Services Compensation Scheme offers you.

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