The Student 12-18 Account is designed to fit in with the way you live.

Features and benefits

• Make more from your money

  You will receive credit interest on your account.
  You can arrange your part-time earnings or Education Maintenance Allowance to be paid into your account, helping you save towards something special

   

• Fee free banking

  With a Student 12-18 Account, you can enjoy banking free from monthly maintenance fees.

  You may have to pay support fees for other services. Please see our price list for more details.

• No commission charge for foreign currency

  You will not pay any commission charges on foreign currency notes transactions completed at a AIB branch.

  For more information on the currencies we offer and on how to order, please click here.

• The option of a Visa debit card for easy access to your money

  If you are aged 16 or over, you can order a Visa debit card.
  If you are between 12-16 years old, we need permission from a parent or guardian before we can issue you with this card.
  Visa debit cards can be used to shop in stores, online or over the phone. You can also withdraw money at cash machines*.

  Your account must remain in credit at all times.

  _{*Charges may apply for using your card abroad or at non-AIB cash machines.  See our price list for more details.}

• Bank online or on your mobile at a time and place that suits you

  AIB (NI) Online, Mobile and Phoneline Banking puts you in control of your finances. Many of the things you do at the branch counter you can do sitting at home or on the move, such as checking your balances or transferring money.
  For more information, see our full range of Ways to Bank options.

• Google and Apple pay for easy payments

  Google Pay is the fast, simple way to pay with Google. When you use your phone to pay in shops and online, Google Pay doesn’t send your card number to make your payment – your card details stay safe in your Google account.

  Apple Pay lets you use your Apple device to pay with your Debit or Personal Credit Cards wherever you see the Apple Pay or Contactless logo. You can use Apple Pay for in-app purchases too. It’s a safe and secure way to pay.
  

• Open your account today

  To open a new Student 12-18 Account, simply call into your local AIB branch or call us on 0345 6005 925^†

  Please note you must be a UK resident to open an account with us.

  If you hold an existing Junior Saver Account with us, you can swap to the Student 12-18 Account without opening a new account and your account details will remain the same.

  You only need identification documentation (such as your passport) and proof of your address (such as your parents' or guardians' electricity bill) to open the account.  

  If you are not sure what proof we accept, click here or speak to a customer service adviser on 0345 6005 925^†.  
  Complete the relevant forms and we will do the rest.

• Move into the Student + Account when you turn 18

  When you reach the age of 18, we will convert your account to a Student + Account.

  Your account details will not change and we will contact you at this stage to confirm this change.