A flexible account for your savings.

Features and benefits

• Save as little or as much as you like

  Open your account with as little as 1p and save as much as you like. There is no minimum or maximum balance.  

• A variable rate of interest with instant access to your funds

  You will earn variable interest on your money – this is calculated daily and paid to your account annually in April.

  See our current interest rates for details of the rate that applies to this account.

  You will have instant access to your funds whenever you need it. There are also no restrictions on making lodgements to the account.

• No maintenance or monthly fees

  No maintenance or monthly fees apply but there may be other service charges for certain counter or cash machine transactions or if you do not have sufficient funds to pay an item.
  For details see the Price list and guide to fees and interest for personal customers.

• Easy access to your money with our Visa debit card

  Our Visa debit card* gives you flexibility at home and abroad.
  Pay for goods and services with our debit card in store or online, or use your card to make cash withdrawals anywhere in the world at cash machines where the Visa sign is displayed.

  Your account must remain in credit at all times.

  _{*Charges may apply for using your card abroad or at cash machines not provided by AIB Group.  See the 'Price list and guide to fees and interest for personal customers' for more details.}

• Manage your finances and make payments on the go

  Visit any AIB branch or alternatively use our Online, Mobile and Phoneline Banking to complete your day to day transactions such as transferring money, paying bills or checking your most recent transactions. 

  See our full range of Ways to Bank Options.

• Open your account today
  • To open a new Select account, simply call into your nearest AIB branch or call us on 0345 6005 925^† if you would prefer to make an appointment.
  • We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill).  If you are not sure what proof we accept, click here or speak to a customer service adviser on 0345 6005 925^†.  
  • Complete and sign the relevant forms and we will do the rest.