Start them young, and help them learn to manage money.

Our Junior Saver Account is designed for babies, 11 year olds, and anyone in between.


A regular savings habit is one of the best starts in life you can have. It’s one of the first big steps towards helping you to make important decisions and plan for your future. Little by little, you can watch your money grow!


The Junior Saver Account can be opened by parents or guardians with as little as £10.  It can be opened by children aged seven or older provided they have the consent of their parent or guardian.  Please note you must be a UK resident to open an account with us.

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Features and benefits

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    Credit interest on your money

    You will receive credit interest on your account to help your money grow.

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    No commission charge for foreign currency

    You will not pay any commission charges on foreign currency notes transactions completed at a AIB branch.


    For more information on the currencies we offer and on how to order, please click here.

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    Flexibility to save what you want with instant access in-branch when you need it

    You can save as little or as much as you like in the Junior Saver Account. There is no minimum or maximum limit.


    You also have the flexibility to withdraw any amount, any time.


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    Seamlessly move onto the Student 12-18 account when you turn 12

    When you reach the age of 12, we will convert your account to a Student 12-18 Account.


    Your account details will not change and we will contact you at this stage to confirm this change.

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    Open your account today

    To open a new Junior Saver Account, simply call into your local AIB branch or call us on 0345 6005 925 if you would prefer to make an appointment.  


    Please note you must be a UK resident to open an account with us.


    You only need £10, identification documentation (such as your birth certificate) and proof of your parent or guardian's identity and address (such as passport and electricity bill) to open the account. 


    If you are not sure what proof we accept, click here or speak to a customer service adviser on 0345 6005 925.  


    Your parent or guardian must also be present at this appointment.  

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Junior Saver Account Summary Box

This summary box sets out key product features that apply to our Junior Saver Account. You should carefully read this document along with the Personal Banking Terms and Conditions to allow you make an informed decision as to whether this product is right for you.


to view the summary box in PDF format, please click below link


If you require this summary box in PDF format, please download here.

Talk to us

Simply call 0345 6005 925 or drop in to any AIB branch and talk to one of our experienced staff members. We’ll be happy to answer any questions you may have.


† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

Help and guidance


Important information about taxation

Find out how we apply tax on savings in line with current legislation.


Identification requirements

Find out what documentation we will need to verify both your identity and your current permanent address in order to open an account.


Help Centre

For service related queries, please visit our Help Centre.

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