Increased spending power for you

The Visa Gold Card offers you increased spending power for all your travel, entertainment and other expenses.

This credit card is ideal for customers who want to pay their balance in full each month.

To apply you must be aged 18 or over, a resident in the UK and hold an existing bank account with us.

Representative 0% APR (variable)

  As a Visa Gold card holder, you will receive a representative rate of 0% APR (variable).
See our fees and charges for more information.

Features and benefits

How to Apply

To apply you can:

  • Download, complete / type online, print and sign the application form and return to AIB (NI), 92 Ann Street, Belfast, BT1 3HH, or return the form to your nearest AIB (NI) branch
  • Visit your nearest AIB (NI) branch 

We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information or if we cannot electronically identify you (for telephone applications only).  
If you are not sure what proof of identity and address we accept, click here or speak to a customer service adviser on 0345 6005 925.

Important information

Talk to Us

Simply call 0345 6005 925 or drop in to any AIB branch. We’ll be happy to answer your questions.
 Lines open: Monday - Friday 09:00 - 17:00 (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

Help and guidance

Using your card abroad
Find out more information on where you can use your card and on how to notify us if you are planning to use your card abroad.

Frequently asked questions
Find out the answers to the most common questions we are asked about our credit cards.


 phone call

Call 0345 6005 925


Branch locator 

Ask us on Twitter  

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