Visa Gold Card
Designed for those who look for more spending power
Increased spending power for you
The Visa Gold Card offers you increased spending power for all your travel, entertainment and other expenses.
This credit card is ideal for customers who want to pay their balance in full each month.
To apply you must be aged 18 or over, a resident in the UK and hold an existing bank account with us.
Representative 0% APR (variable)
As a Visa Gold card holder, you will receive a representative rate of 0% APR (variable).
Representative Example: If you had a credit limit on your card of £1,200, you used your full limit to make a single card purchase immediately after receiving your card and you repaid this in full, by direct debit, by the payment due date advised to you on your first monthly statement at an interest rate of 0% variable, (Representative 0% APR variable), the total amount you will pay back is £1,200.00.
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See our fees and charges for more information. |
Features and benefits
- No annual fee
- Straightforward settlement
- Contactless payments
- Secure Online Shopping
- Telephone support
- More Visa Gold Card features and benefits
- Cash Limits
- Need to Know
How to Apply
To apply you can:
- Download, complete / type online, print and sign the application form and return to AIB (NI), 92 Ann Street, Belfast, BT1 3HH, or return the form to your nearest AIB (NI) branch
- Visit your nearest AIB (NI) branch
We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information or if we cannot electronically identify you (for telephone applications only).
If you are not sure what proof of identity and address we accept, click here or speak to a customer service adviser on 0345 6005 925†.
Important information
- Key product information on the Visa Gold Card
Talk to Us
Simply call 0345 6005 925† or drop in to any AIB branch. We’ll be happy to answer your questions.
† Lines open: Monday - Friday 09:00 - 17:00 (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.
Help and guidance
Using your card abroad
Find out more information on where you can use your card and on how to notify us if you are planning to use your card abroad.
Frequently asked questions
Find out the answers to the most common questions we are asked about our credit cards.
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.