Options One Credit Card
The no hassle option for those who want extra benefits on their credit card
Get cashback with Options One
You could earn ££’s on our cashback Options One Credit Card. It’s the no hassle option for those who want extra benefits on their credit card.
This option is ideal for customers who clear their balance in full each month and who want to avail of up to 56 interest free days.
To apply you must be aged 18 or over, a resident in the UK and hold an existing bank account with us.
Representative 18.9% APR (variable)
As an Options One credit card holder, you will receive a representative rate of 18.9% APR (variable).
|
See our fees and charges for more information. |
Features and benefits
- Earn cashback with our loyalty reward scheme
- Up to 56 days interest free credit
- No annual fee
- Contactless payments
- Secure Online Shopping
- Choose how to pay your bill and manage your finances
- Emergency cash service (fees and charges may apply)
- Cash Limits
- Need to Know
How to Apply
Over the Phone
For the smoothest journey, call us on 0800 38 22 65† or Click the 'Call me back' button to receive a call from a customer service adviser at a time that suits you
Alternatively, to apply you can:
- Download , complete / type online, print and sign the application form and return to AIB (NI), 92 Ann Street, Belfast, BT1 3HH , or return the form to your nearest AIB (NI) branch
- Visit your nearest AIB (NI) branch
We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information or if we cannot electronically identify you (for telephone applications only).
If you are not sure what proof of identity and address we accept, click here or speak to a customer service adviser on 0345 6005 925†.
Important information
- Key product information on the Options cards
Help and guidance
Using your Options Card abroad
Find out more information on where you can use your card and on how to notify us if you are planning to use your card abroad.
Frequently asked questions
Find out the answers to the most common questions we are asked about our credit cards.
Talk to us
Simply call 0800 38 22 65† or drop in to your nearest AIB branch. We’ll be happy to answer your questions and help find the right kind of credit card for you.
† Lines open: Monday - Friday 09:00 - 17:00(except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.
.svg)
Before proceeding please take time to read our Site Legal Notice, Privacy and Cookie Statements. By proceeding further you are deemed to have read and accepted these when using our website.
AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.