Get flexibility with Options Two
Options Two is the perfect choice for those who sometimes like to pay the balance in full, but at other times such as Christmas and holidays, like to avail of further credit. This option offers real value and flexibility with up to 51 interest free days.
To apply you must be aged 18 or over, a resident in the UK and hold an existing bank account with us.
Representative 16.9% APR (variable)
|As an Options Two credit card holder, you will receive a representative rate of 16.9% APR (variable).
See our fees and charges for more information.
Features and benefits
How to Apply
Over the Phone
For the smoothest journey, call us on 0800 38 22 65†
Alternatively, to apply you can:
- Download , complete / type online, print and sign the application form and return to AIB (NI), 92 Ann Street, Belfast, BT1 3HH , or to your nearest AIB (NI) branch
- Drop in to your nearest AIB (NI) branch
We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information or if we cannot electronically identify you (for telephone applications only).
If you are not sure what proof of identity and address we accept, click here or speak to a customer service adviser on 0345 6005 925†.
Talk to us
Simply call 0800 38 22 65† or drop in to your nearest AIB branch. We’ll be happy to answer your questions and help find the right kind of credit card for you.
† Lines open: Monday - Friday 09:00 - 17:00 (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.