Get flexibility with Options Two

Options Two is the perfect choice for those who sometimes like to pay the balance in full, but at other times such as Christmas and holidays, like to avail of further credit. This option offers real value and flexibility with up to 51 interest free days.
To apply you must be aged 18 or over, a resident in the UK and hold an existing bank account with us.

Representative 16.9% APR (variable)

As an Options Two credit card holder, you will receive a representative rate of 16.9% APR (variable).
See our fees and charges for more information.

Features and benefits

How to Apply

Over the Phone

For the smoothest journey, call us on 0800 38 22 65† or Click the 'Call me back' button to receive a call from a customer service adviser at a time that suits you

Alternatively, to apply you can:

  • Download , complete / type online, print and sign the application form and return to AIB (NI), 92 Ann Street, Belfast, BT1 3HH , or return the form to your nearest AIB (NI) branch
  • Visit your nearest AIB (NI) branch 

We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information or if we cannot electronically identify you (for telephone applications only).  
If you are not sure what proof of identity and address we accept, click here or speak to a customer service adviser on 0345 6005 925.

Important information

Help and guidance

Using your Options Card abroad
Find out more information on where you can use your card and on how to notify us if you are planning to use your card abroad.

Frequently asked questions
Find out the answers to the most common questions we are asked about our credit cards.

Talk to us

Simply call 0800 38 22 65† or drop in to your nearest AIB branch. We’ll be happy to answer your questions and help find the right kind of credit card for you.

† Lines open: Monday - Friday 09:00 - 17:00 (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

Call me back

 phone call

Call 0800 38 22 65


Branch locator 

Related Products / Services

Option One Credit Card

The no hassle option for those who want extra benefits on their credit card

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