Options Three

Features and benefits

• No interest free credit days

  There is no interest free period for this option.
  You will pay interest on purchases, cash advances or balance transfers from the date the transactions debit your account.

• No annual fee

  There is no annual fee.

  Other fees and charges may apply for certain transactions and services, such as withdrawing cash, transferring your balance, using your card abroad, or ordering a copy statement or voucher.

  Please see our fees and charges for more information.

• Contactless payments

  The card is enabled for Contactless payments. When the transaction is less than £100, you can choose to touch and pay where you see the contactless symbol. For more information please click here.

• Enhanced security when shopping online with Verified by Visa/Mastercard SecureCode

  Secure Internet Shopping for peace of mind when shopping online with Verified by Visa and Mastercard SecureCode.

• Choose how to pay your bill and manage your finances

  You can choose from one of many ways to pay your Options credit card. You can pay by cheque, cash or by direct debit.
  Telephone support is available to customers by calling on 028 9024 1822. You can also manage your credit card and pay your bill using Online, Mobile or Phoneline Banking.

  If your circumstances change, you can move easily to one of our other Options Cards without the need to open a new account or receive a new card.
  

• Emergency cash service (fees and charges may apply)

  If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week.